3980 New State Rd, Willard, OH 44890 Property Records

Huron County property record for 3980 New State Rd, Willard, OH 44890

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,016 sqft · built 2024
Lot Size	3.43 acres (149,629 sqft)
Owner	Individual Name on File
Last Sale	$35,000 (Mar 2023)
Tax Bill	$4,079 (2025)
Deeds & Mortgages	Jun 2026 Line of Credit Sep 2024 Construction Loan + 3 more
Flood Zone	Zone X (minimal risk)
APN	`44-0030-A6-001-0600`

Property Details

APN / Parcel Number

Primary APN	`44-0030-A6-001-0600`
Alternative APN	`441077`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,016 sqft Living Area
1st Floor Area	2,016 sqft
Basement Area	2,016 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2024
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Shingle
Lot Area	149,629 sqft (3.43 acres)
Terrain	Rolling
Garage Area	644 sqft
Porch	Slab

Utilities, Heating & Cooling

Sewer	Septic

Location & Zoning

Account Number	441077
Street Address	3980 NEW STATE RD
City	WILLARD
State	OH
Zip	44890-9792
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEC 3 PT OF LOT 15
Legal Lot Number	15
Jurisdiction	HURON OH
Township / Civil Division	RIPLEY
Census Block Group	3
Census Block	3027
Census Tract	916400

Owner

3980 New State Rd is owned and occupied by an individual who bought it in March 2023.

Source: Huron County records, as of September 28, 2026

Owner of Record	Individual Name on File
Mailing Address	3980 NEW STATE RD, WILLARD, OH 44890-9792
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 8, 2026	Deed of Trust, Mortgage · Line of Credit MECHANICS BANK
Sep 16, 2024	Deed of Trust, Mortgage · Construction Mortgage MECHANICS BANK
Mar 27, 2023	Warranty Deed, Transfer · Conventional Mortgage CIVISTA BANK
May 17, 2021	Warranty Deed, Transfer · Commercial Mortgage CIVISTA BANK
Jun 5, 2018	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 27, 2023 · Amount on File
Deed Sale	Mar 27, 2023 · Amount on File
Prior Sale	May 17, 2021 · Amount on File
Deed Document Number	20231318
Prior Transfer Date	Jul 12, 2004
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HURON OH
Recording Date	Jun 8, 2026
Property Address	3980 NEW STATE RD, WILLARD, OH 44890-9792
Document Number	0000003103
Instrument Date	Jun 1, 2026
Instrument	20263103
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3980 NEW STATE RD, WILLARD, OH 44890-9792

Mortgage

Document Number	0000003103,
Date	Jun 8, 2026
Instrument	20263103

Lender

Name	MECHANICS BANK

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Jun 15, 2046

Interest

Rate	6.3%
Max Rate	-1%

September 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HURON OH
Property Address	3980 NEW STATE RD, WILLARD, OH 44890-9792
Transaction Type	Mortgage
Record Updated	Apr 14, 2026
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000004492
Date	Sep 16, 2024
Instrument	202409160004492

Lender

Name	MECHANICS BANK
Type	Bank
Address	MANSFIELD, OH 44902

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	369 Months
Due	Jun 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	4.99%
Adjustable	Adjustable Rate Rider
Type Change Date	Oct 1, 2027
Change Frequency	3 Years
Min Rate At Change	4.5%
Max Rate At Change	6.99%
Index	3-Year CMT
Max Rate	10.9%

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HURON OH
Recording Date	Mar 27, 2023
Property Address	3980 NEW STATE RD, WILLARD, OH 44890-9792
Document Number	0000001318
Instrument Date	Mar 18, 2023
Instrument	202303270001318
Transaction Type	Transfer
Record Updated	Apr 14, 2026
Title Company	SOUTHERN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3668 BRODY LN, ASHLAND, KY 41102-7884

Mortgage

Document Number	0000001319
Date	Mar 27, 2023
Instrument	202303270001319

Lender

Name	CIVISTA BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	61 Months
Due	Apr 1, 2028

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HURON OH
Recording Date	May 17, 2021
Property Address	3980 NEW STATE RD, WILLARD, OH 44890-9792
Document Number	0000003600
Map Reference	MB 413 PG 009
Instrument Date	May 14, 2021
Instrument	202105170003600
Transaction Type	Transfer
Record Updated	Apr 14, 2026
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship

Mortgage

Document Number	0000003601
Date	May 17, 2021
Instrument	202105170003601

Lender

Name	CIVISTA BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HURON OH
Recording Date	Jun 5, 2018
Property Address	NEW STATE RD, WILLARD, OH 44890
Document Number	0000003412
Instrument Date	Apr 25, 2018
Instrument	3412
Transaction Type	Transfer
Record Updated	Jul 11, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$250.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3297 WALNUT RD WILLARD OH 448909387, WILLARD, OH 44890-9387

Tax Assessment & Valuation

The 2025 property tax bill for 3980 New State Rd was $4,079 with exemptions applied, up 2,141.2% from the year before.

Source: Huron County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Huron County
County Subdivision	Ripley Township
Unified School District	South Central Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,079.00 (+2,141.21%)	$130,840 (+2,475.59%) Land $9,230 Building $121,610	$373,840 (+2,474.66%) Land $26,380 Building $347,460
2024	$182.00 (+21.33%)	$5,080 (+28.61%) Land $5,080	$14,520 Land $14,520
2023	$150.00 (-1.96%)	$3,950 (-) Land $3,950
2022	$153.00	$3,950 Land $3,950
2021			$11,280 Land $11,280

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 3980 New State Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 11, 2017

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3980 New State Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 81% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Watch TV Fixed Wireless	100 / 20

May also be available: North Coast Wireless Communications.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on New State Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures