3980 E Perry St, Inverness, FL 34453 Property Records

Citrus County property record for 3980 E Perry St, Inverness, FL 34453

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,148 sqft · built 1965
Lot Size	0.44 acres (19,200 sqft)
Owner	Individual Name on Record
Last Sale	$137,000 (Jul 2021)
Tax Bill	$1,624 (2025)
Deeds & Mortgages	Jul 2021 Sale & Line of Credit Jun 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`19E-19S-02-0040-01360-047.0`

Property Details

APN / Parcel Number

Primary APN	`19E-19S-02-0040-01360-047.0`
Alternative APNs	`0219S19E0040013600470` `1656125`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,148 sqft Living Area
1st Floor Area	1,148 sqft
Flooring	Concrete/Cement

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1975
Architectural Style	Other
Exterior Material	Stucco
Construction Type	Concrete Block
Foundation Type	Footing
Roof Type	Hip
Roof Material	Fiberglass
Lot Area	19,200 sqft (0.44 acres)
Lot Dimensions	120 ft deep x 80 ft wide
Garage Type	Mixed
Garage Area	567 sqft
Carport	Carport
Carport Area	360 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	270 sqft
Fence	Fence
Utility Building	80 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	1656125
Old Parcel Number	0219S19E0040013600470
Street Address	3980 E PERRY ST
City	INVERNESS
State	FL
Zip	34453-9659
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LDR LOW DENSITY RESIDENT
Legal Description	INVERNESS HGLDS UNIT 4 PB 2 PG 109 LOTS 47 48 49 50 51 52 53 & 54 BLK 136
Legal Range	19E
Legal Township	18S
Legal Section	36
Legal Subdivision	INVERNESS HIGHLANDS UNIT 4
Legal Block	136
Legal Lot Number	47-54 48
Legal Unit	4
Jurisdiction	CITRUS FL
Township / Civil Division	INVERNESS
Census Block Group	1
Census Block	1013
Census Tract	450705

Owner

Source: Citrus County records, as of December 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	3980 E PERRY ST, INVERNESS, FL 34453-9659
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 30, 2021	Warranty Deed, Transfer · Line of Credit NAVY FCU
Jun 26, 2020	Warranty Deed, Transfer · Conventional Mortgage BRANNEN BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 30, 2021 · Amount on Record
Deed Sale	Jul 30, 2021 · Amount on Record
Prior Sale	Jun 26, 2020 · Amount on Record
Deed Document Number	2021051991
Deed Book / Page	3190 / 720
Record Updated	Jun 8, 2026

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CITRUS FL
Recording Date	Jul 30, 2021
Property Address	3980 E PERRY ST, INVERNESS, FL 34453-9659
Document Number	0031900720
Book / Page	3190 / 720
Map Reference	MB 2 PG 109-113
Instrument Date	Jul 27, 2021
Instrument	2021051991
Transaction Type	Transfer
Record Updated	Nov 16, 2021
Title Company	FIRST INTERNATIONAL TITLE, FIRST INTERNATIONAL TTL INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$959.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3863 E PERRY ST, 3863, INVERNESS, FL 34453-9652

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3980 E PERRY ST, INVERNESS, FL 34453-9659

Mortgage

Document Number	3190723
Date	Jul 30, 2021
Instrument	3190/723

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CITRUS FL
Recording Date	Jun 26, 2020
Property Address	3980 E PERRY ST, INVERNESS, FL 34453-9659
Document Number	0030701401
Book / Page	3070 / 1401
Map Reference	MB 2 PG 109-113
Instrument Date	Jun 25, 2020
Instrument	2020032871
Transaction Type	Transfer
Record Updated	Nov 16, 2021
Title Company	FIRST INTERNATIONAL TITLE IN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$770.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8820 E ROSEMONT ST, 8820, INVERNESS, FL 34450-7372

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3980 E PERRY ST, INVERNESS, FL 34453-9659

Mortgage

Document Number	30701403
Date	Jun 26, 2020
Instrument	3070/1403

Lender

Name	BRANNEN BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2050

Tax Assessment & Valuation

Source: Citrus County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Citrus County
Unified School District	Citrus County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,624.00 (+6.35%) Homeowner's exemption Additional exemption filed	$148,666 (+0.24%) Land $17,120 Building $131,546	$148,666 (+0.24%) Land $17,120 Building $131,546
2024	$1,527.00 (+2.9%) Homeowner's exemption Additional exemption filed	$148,304 (-0.83%) Land $14,880 Building $133,424	$148,304 (-0.83%) Land $14,880 Building $133,424
2023	$1,484.00 (+6.92%) Homeowner's exemption Additional exemption filed	$149,544 (+19.38%) Land $13,600 Building $135,944	$149,544 (+19.38%) Land $13,600 Building $135,944
2022	$1,388.00 Homeowner's exemption Additional exemption filed	$125,264 Land $8,800 Building $116,464	$125,264 Land $8,800 Building $116,464

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	13 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 88% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INVERNESS WATER DEPT serves 7,194 people · EPA ID FL6090861
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	15 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 275 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity.

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