3980 Benstein Rd, Commerce Township, MI 48382 Property Records

Oakland County property record for 3980 Benstein Rd, Commerce Township, MI 48382

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,448 sqft · built 1930
Lot Size	3.67 acres (160,214 sqft)
Owner	2 Individual Names on File
Last Sale	$358,900 (Jul 2020)
Tax Bill	$6,919 (2025)
Deeds & Mortgages	Jun 2021 Line of Credit Jul 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`E-17-16-226-004`

Property Details

APN / Parcel Number

Primary APN	`E-17-16-226-004`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,448 sqft Living Area
1st Floor Area	3,908 sqft
Basement Area	2,196 sqft
Unfinished Basement	1,460 sqft

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Roof Type	Gable
Lot Area	160,214 sqft (3.67 acres)
Lot Dimensions	241 ft deep x 221 ft wide
Garage Area	1,127 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Pool Area	1,600 sqft
Porch	Porch
Porch Area	264 sqft
Patio Area	1,174 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	3980 BENSTEIN RD
City	COMMERCE TOWNSHIP
State	MI
Zip	48382-1818
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SI
Legal Description	T2N, R8E, SEC 16 PART OF NE 1/4 BEG AT PT DIST N 09-14-00 W 31.10 FT FROM NW COR OF LOT 203 OF 'COMMERCE LAKE HIGHLANDS SUB', TH N 09-14-00 W 145.80 FT, TH S 87-40-20 E 141.45 FT, TH N 82-28-00 E 105 FT, TH N 14-13-10 E 141.56 FT, TH N 01-02-00 E 146
Legal Range	08E
Legal Township	02N
Legal Section	16
Legal Subdivision	HIGHLAND
Legal Lot Number	203
Jurisdiction	OAKLAND MI
Township / Civil Division	COMMERCE
Census Block Group	1
Census Block	1017
Census Tract	134300

Owner

3980 Benstein Rd is owned and occupied by two individuals who bought it in July 2020.

Source: Oakland County records, as of May 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	3980 BENSTEIN RD, COMMERCE TWP, MI 48382-1818
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 28, 2021	Deed of Trust, Mortgage · Line of Credit THE STATE BANK
Jul 22, 2020	Warranty Deed, Transfer · Conventional Mortgage THE STATE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 22, 2020 · Amount on File
Deed Sale	Jul 22, 2020 · Amount on File
Prior Sale	May 31, 2000
Deed Document Number	2020142886
Deed Book / Page	54540 / 38
Prior Transfer Date	Nov 14, 1995
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	3980 BENSTEIN RD, COMMERCE TOWNSHIP, MI 48382-1818
Transaction Type	Mortgage
Record Updated	Jul 15, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3980 BENSTEIN RD, COMMERCE TOWNSHIP, MI 48382-1818

Mortgage

Document Number	0000163225
Date	Jun 28, 2021
Book Page	56468/188
Instrument	163225

Lender

Name	THE STATE BANK
Type	Bank
Address	FENTON, MI 48430

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Jul 22, 2020
Property Address	3980 BENSTEIN RD, COMMERCE TOWNSHIP, MI 48382-1818
Document Number	0000142886
Book / Page	54540 / 38
Instrument Date	Jul 13, 2020
Instrument	142886
Transaction Type	Transfer
Record Updated	Jun 29, 2021
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,087.40
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3960 BENSTEIN RD, 3960, COMMERCE TOWNSHIP, MI 48382-1818

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2760 ORENDA ST, COMMERCE TOWNSHIP, MI 48382-3477

Mortgage

Document Number	0005454039
Date	Jul 22, 2020
Instrument	54540/39

Lender

Name	THE STATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.95%
Type Change Date	Aug 1, 2027
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	5.95%
Index	1-Year CMT
Max Rate	9.95%

Tax Assessment & Valuation

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
County Subdivision	Commerce Charter Township
Unified School District	Walled Lake Consolidated Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,919.00 (-28.66%)	$341,840 (+38.85%)	$683,680 (+38.85%)
2024	$9,699.00 (+18.67%)
2023		$246,200	$492,400
2021	$8,173.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3980 Benstein Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3980 Benstein Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 89% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 258 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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