3980 4X4 Rd, Lincoln, MT 59639 Property Records

Lewis And Clark County property record for 3980 4X4 Rd, Lincoln, MT 59639

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,231 sqft · built 1969
Lot Size	0.93 acres (40,511 sqft)
Owner	Individual Name on Record
Tax Bill	$1,307 (2026)
Deeds & Mortgages	Dec 2021 Mortgage Jul 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R0518524`

Property Details

APN / Parcel Number

Primary APN	`R0518524`
Alternative APNs	`05-2337-22-2-03-01-0000` `0000015729`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,231 sqft Living Area
1st Floor Area	1,026 sqft
Attic	Attic
Attic Area	205 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1980
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	40,511 sqft (0.93 acres)
Garage Type	Detached
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	28 sqft
Shed	1 Shed
Shed Area	160 sqft
Pole Barn	256 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	0000015729
Street Address	3980 4X4 RD
City	LINCOLN
State	MT
Zip	59639-9602
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TODD ACRES, S22, T14 N, R08 W, BLOCK 1, LOT 1
Legal Range	08W
Legal Township	14N
Legal Section	22
Legal Subdivision	TODD ACRES
Legal Block	1
Legal Lot Number	1
Jurisdiction	LEWIS AND CLARK MT
Township / Civil Division	LINCOLN
Census Block Group	2
Census Block	2101
Census Tract	100

Owner

Source: Lewis And Clark County records, as of September 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3980 4X4 RD, LINCOLN, MT 59639-9602
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 16, 2021	Deed of Trust, Mortgage · Commercial Mortgage VALLEY BANK OF HELENA
Jul 9, 2018	Deed of Trust, Mortgage · Conventional Mortgage VALLEY BANK OF HELENA
Dec 31, 2019	Deed of Trust, Mortgage · Line of Credit VALLEY BANK OF HELENA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 5, 2023
Deed Sale	Jul 5, 2023
Prior Sale	Aug 27, 2015 · Amount on Record
Deed Document Number	20233412907
Deed Book / Page	62 / 2994
Prior Transfer Date	Apr 30, 2013
Prior Transfer Doc	M47/0296
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEWIS AND CLARK MT
Property Address	3980 4X4 RD, LINCOLN, MT 59639-9602
Transaction Type	Mortgage
Record Updated	Jan 12, 2022
Title Company	ALLEN ABSTRACT AND TITLE COMPANY, HELENA ABSTRACT & TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00M60/4092
Date	Dec 16, 2021
Book Page	M60/4092
Instrument	3391523

Lender

Name	VALLEY BANK OF HELENA
Type	Bank
Address	HELENA, MT 59604

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEWIS AND CLARK MT
Property Address	3980 4X4 RD, LINCOLN, MT 59639-9602
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ALLEN ABSTRACT AND TITLE COMPANY, HELENA ABSTRACTY & TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	M54/3907
Date	Jul 9, 2018
Book Page	M54/3907
Instrument	3323746

Lender

Name	VALLEY BANK OF HELENA
Type	Bank
Address	59960

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2048

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEWIS AND CLARK MT
Property Address	3980 4X4 RD, LINCOLN, MT 59639-9602
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	HELENA ABSTRACT & TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	M56/4903
Date	Dec 31, 2019
Book Page	M56/4903
Instrument	3348411

Lender

Name	VALLEY BANK OF HELENA
Type	Bank
Address	HELENA, MT 59604

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Lewis And Clark County assessment roll, as of September 11, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Lewis And Clark County
Unified School District	Lincoln K-12 Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,307.00 (+16.49%)	$325,100 (-)
2025	$1,122.00 (-43.3%)	$325,100 (+23.38%)	$325,100 (+23.38%) Land $116,380 Building $208,720
2023	$1,979.00	$263,500	$263,500 Land $56,102 Building $207,398

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 7, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	5 (1997–2018)
Most Recent Claim	Jun 2018 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 88% of the US · above 85% of Montana
Wildfire Likelihood	0.7% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LincTel Communications Fiber	1,000 / 200

Cell Coverage

4G LTE (outdoors only), no 5G reported

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