398 Wood Ave, Woonsocket, RI 02895 Property Records

Woonsocket City property record for 398 Wood Ave, Woonsocket, RI 02895

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,272 sqft · built 1900
Lot Size	0.2 acres (8,712 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,914 (2025)
Deeds & Mortgages	Dec 2019 Mortgage Oct 2017 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`4158300`

Property Details

APN / Parcel Number

Primary APN	`4158300`
Alternative APN	`WOON M:36M L:176 U:28`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Half Baths	2 Half Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,272 sqft Living Area
Gross Area	2,588 sqft
1st Floor Area	860 sqft
Basement Area	432 sqft
Finished Basement	216 sqft
Unfinished Basement	216 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,712 sqft (0.2 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	4158300
Street Address	398 WOOD AVE
City	WOONSOCKET
State	RI
Zip	02895-2128
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R4
Legal Lot Number	176
Jurisdiction	WOONSOCKET RI
Township / Civil Division	WOONSOCKET
Census Block Group	1
Census Block	1005
Census Tract	18200

Owner

Source: Woonsocket City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	398 WOOD AVE, WOONSOCKET, RI 02895-2128
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 9, 2019	Deed of Trust, Mortgage · Balloon Mortgage SANTANDER BANK NA
Oct 2, 2017	Deed of Trust, Mortgage · Line of Credit SANTANDER BK NA
Jan 27, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WOONSOCKET RI
Property Address	398 WOOD AVE, WOONSOCKET, RI 02895-2128
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2491-10
Date	Dec 9, 2019
Book Page	2491/10
Instrument	204718

Lender

Name	SANTANDER BANK NA
Type	Bank

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2050

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WOONSOCKET RI
Property Address	398 WOOD AVE, WOONSOCKET, RI 02895-2128
Document Number	2317-85
Book / Page	002317 / 000085
Instrument Date	Oct 2, 2017
Transaction Type	Mortgage
Record Updated	Nov 7, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	398 WOOD AVE WOONSOCKET RI 028952128, WOONSOCKET, RI 02895-2128

Mortgage

Document Number	2317-85
Date	Oct 20, 2017
Book Page	002317/000085
Instrument	191195

Lender

Name	SANTANDER BK NA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Oct 19, 2047

Interest

Rate Type	Adjustable Rate

January 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WOONSOCKET RI
Recording Date	Jan 27, 2017
Property Address	398 WOOD AVE, WOONSOCKET, RI 02895-2128
Document Number	2264-253
Book / Page	002264 / 000253
Instrument Date	Jan 24, 2017
Instrument	186872
Transaction Type	Transfer
Record Updated	Feb 15, 2017

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	398 WOOD AVE WOONSOCKET RI 028952128, WOONSOCKET, RI 02895-2128

Tax Assessment & Valuation

Source: Woonsocket City assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
Municipality	Woonsocket City
Unified School District	Woonsocket School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,914.00 (+0.59%)	$259,500 (+25.24%) Land $85,300 Building $174,200	$310,755
2023	$2,897.00	$207,200 (-) Land $86,900 Building $120,300
2022	$2,897.00	$207,200 Land $86,900 Building $120,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 22, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WOONSOCKET WATER DIVISION serves 45,828 people · EPA ID RI1559518
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	7 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Dec 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 528 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
Starlink Satellite	280 / 30

May also be available: Xfinity.

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