398 Wire Rd, Wells, ME 04090 Property Records

York County and Wells Town property record for 398 Wire Rd, Wells, ME 04090

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,548 sqft · built 1997
Lot Size	3.86 acres (168,142 sqft)
Owner	Company Name on Record
Tax Bill	$3,296 (2025)
Deeds & Mortgages	Feb 2026 Mortgage Jan 2022 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`WLLS M:074 L:4-E`

Property Details

APN / Parcel Number

Primary APN	`WLLS M:074 L:4-E`
Alternative APN	`M:074 L:4=E`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,548 sqft Living Area
Gross Area	4,056 sqft
1st Floor Area	936 sqft
Attic	Attic
Attic Area	576 sqft
Basement Area	936 sqft
Unfinished Basement	936 sqft

Exterior

Year Built	Built 1997
Effective Year Built	Effective 2003
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	168,142 sqft (3.86 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	398 WIRE RD
City	WELLS
State	ME
Zip	04090-6310
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Lot Number	4-E
Jurisdiction	WELLS ME
Township / Civil Division	WELLS
Census Block Group	1
Census Block	1003
Census Tract	34002

Owner

Source: York County and Wells Town records, as of July 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	398 WIRE RD, WELLS, ME 04090-6310
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Feb 24, 2026	Deed of Trust, Mortgage FREEDOM MORTGAGE CORP
Jan 26, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance FREEDOM MORTGAGE CORP
Aug 20, 2021	Deed of Trust, Mortgage · FHA Mortgage JFQ LENDING

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WELLS ME
Property Address	398 WIRE RD, WELLS, ME 04090-6310
Transaction Type	Mortgage
Record Updated	Mar 11, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0198480583
Date	Feb 24, 2026
Book Page	19848/583
Instrument	2026006020

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Amount	Amount Recorded
Term	349 Months
Due	Mar 1, 2055

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WELLS ME
Property Address	398 WIRE RD, WELLS, ME 04090-6310
Transaction Type	Mortgage
Record Updated	Feb 14, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0189370167
Date	Jan 26, 2022
Book Page	18937/167
Instrument	2022004201

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WELLS ME
Property Address	398 WIRE RD, WELLS, ME 04090-6310
Transaction Type	Mortgage
Record Updated	Sep 6, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0187750515
Date	Aug 20, 2021
Book Page	18775/515
Instrument	2021048941

Lender

Name	JFQ LENDING

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

Tax Assessment & Valuation

Source: York County and Wells Town assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	York County
County Subdivision	Wells Town
Unified School District	Wells-Ogunquit Community School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,296.00 (+6.25%)	$510,210 (-) Land $142,590 Building $367,620
2024	$3,102.00 (+2.01%)	$510,210 (-) Land $142,590 Building $367,620
2023	$3,041.00 (+9.39%)	$510,210 (+91.98%) Land $142,590 Building $367,620	$508,725
2022	$2,780.00	$265,760 Land $64,770 Building $200,990

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (1984–2010)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Feb 2010 · Severe Winter Storm

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on Wire Rd

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