398 Winch St, Framingham, MA 01701 Property Records

Middlesex County and Framingham City property record for 398 Winch St, Framingham, MA 01701

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,010 sqft · built 1974
Lot Size	1.05 acres (45,738 sqft)
Owner	2 Trust Names on File
Last Sale	$556,300 (Aug 2019)
Tax Bill	$9,217 (2026)
Deeds & Mortgages	Dec 2021 Transfer May 2019 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`36-04-1699`

Property Details

APN / Parcel Number

Primary APN	`36-04-1699`
Alternative APNs	`FRAM M:036 B:04 L:1699 U:000` `M:430.0 B:0001 L:0002.B` `F_670197_2944690` `11259`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,010 sqft Living Area
Gross Area	4,289 sqft
1st Floor Area	1,164 sqft
Basement Area	1,128 sqft
Unfinished Basement	1,128 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1978
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	45,738 sqft (1.05 acres)
Garage Type	Attached
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Electric

Location & Zoning

Account Number	11259
Street Address	398 WINCH ST
City	FRAMINGHAM
State	MA
Zip	01701-3884
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R4
Legal Block	4
Legal Lot Number	1699
Jurisdiction	FRAMINGHAM MA
Township / Civil Division	FRAMINGHAM
Census Block Group	1
Census Block	1026
Census Tract	383902

Owner

398 Winch St is owner-occupied and held in a trust since December 2021.

Source: Middlesex County and Framingham City records, as of October 20, 2026

Owner of Record	2 Trust Names on File
Mailing Address	398 WINCH ST, FRAMINGHAM, MA 01701-3884
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 22, 2021	Quit Claim Deed, Transfer Quitclaim
May 14, 2019	Deed of Trust, Mortgage · Balloon Mortgage MIDDLESEX SAVINGS BANK
Mar 25, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance QUICKEN LOANS INC
Jul 10, 2020	Deed of Trust, Mortgage · Line of Credit CITIZENS BK/RI
Aug 9, 2019	Quit Claim Deed, Transfer · Stand-Alone First Mortgage NEWREZ LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 9, 2019 · Amount on File
Deed Sale	Aug 9, 2019 · Amount on File
Prior Sale	Sep 29, 1994 · Amount on File
Deed Document Number	2019117962
Deed Book / Page	73086 / 276
Last Transfer Date	Dec 15, 2021
Transfer Doc	079402-157
Record Updated	Oct 29, 2026

December 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FRAMINGHAM MA
Recording Date	Dec 22, 2021
Property Address	398 WINCH ST, FRAMINGHAM, MA 01701-3884
Document Number	079402-157
Book / Page	79402 / 157
Instrument Date	Dec 15, 2021
Instrument	275361
Transaction Type	Transfer
Record Updated	Jan 7, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	398 WINCH ST, FRAMINGHAM, MA 01701-3884

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRAMINGHAM MA
Property Address	398 WINCH ST, FRAMINGHAM, MA 01701-3884
Transaction Type	Mortgage
Record Updated	Mar 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	72594-484
Date	May 14, 2019
Book Page	72594/484
Instrument	61811

Lender

Name	MIDDLESEX SAVINGS BANK
Type	Bank

Agreement

Type	Balloon Mortgage
Amount	Amount on Record
Term	241 Months
Due	Jun 1, 2039

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRAMINGHAM MA
Property Address	398 WINCH ST, FRAMINGHAM, MA 01701-3884
Transaction Type	Mortgage
Record Updated	Mar 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	74350-124
Date	Mar 25, 2020
Book Page	74350/124
Instrument	44472

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	181 Months
Due	Apr 1, 2035

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRAMINGHAM MA
Property Address	398 WINCH ST, FRAMINGHAM, MA 01701-3884
Document Number	75208-236
Instrument Date	Jul 10, 2020
Transaction Type	Mortgage
Record Updated	Aug 18, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	398 WINCH ST FRAMINGHAM MA 017013884, FRAMINGHAM, MA 01701-3884

Mortgage

Document Number	75208-236
Date	Jul 27, 2020
Book Page	075208/000236
Instrument	122269

Lender

Name	CITIZENS BK/RI
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Jul 26, 2045

Interest

Rate Type	Adjustable Rate

August 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FRAMINGHAM MA
Recording Date	Aug 9, 2019
Property Address	398 WINCH ST, FRAMINGHAM, MA 01701-3884
Document Number	73086-276
Book / Page	73086 / 276
Instrument Date	Aug 8, 2019
Instrument	117962
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	398 WINCH ST, FRAMINGHAM, MA 01701-3884

Mortgage

Document Number	117963
Date	Aug 9, 2019
Instrument	117963

Lender

Name	NEWREZ LLC

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 398 Winch St was $9,217, up 3.1% from the year before.

Source: Middlesex County and Framingham City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Framingham City
Unified School District	Framingham School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,217.00 (+3.12%)	$779,100 (+4.07%) Land $361,200 Building $417,900	$789,708 (-3.87%)
2025	$8,938.00 (-1.27%)	$748,600 (+3.03%) Land $343,900 Building $404,700	$821,465 (+2.64%)
2024	$9,053.00 (+3.64%)	$726,600 (+8.89%) Land $306,100 Building $420,500	$800,375
2023	$8,735.00	$667,300 Land $282,200 Building $385,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 398 Winch St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (1978)
Most Recent Claim	Mar 1978 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 398 Winch St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FRAMINGHAM WATER DEPT. (MWRA) serves 72,362 people · EPA ID MA3100000
Water Source	Purchased surface water from MWRA
Last State Inspection	Apr 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 210 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50

Cell Coverage

5G (outdoors only) and 4G LTE

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