398 Watson Rd, Bells, TX 75414 Property Records

Grayson County property record for 398 Watson Rd, Bells, TX 75414

Property Summary

Property TypeSingle Family Home
Details2,907 sqft · built 2020
Lot Size1.99 acres (87,033 sqft)
OwnerIndividual Name on Record
Tax Bill$9,156 (2024)
Deeds & MortgagesMay 2023 Sale
Mar 2021 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN143 033000202

Property Details

APN / Parcel Number

Primary APN143 033000202
Alternative APN
  • 121323

Interior

Building Area2,907 sqft Living Area
Gross Area812 sqft
1st Floor Area812 sqft

Exterior

Year BuiltBuilt 2020
Lot Area87,033 sqft (1.99 acres)
Garage TypeMixed
CarportCarport
Carport Area390 sqft
Parking Spaces4 Parking Spaces
PorchOpen Porch
Porch Area60 sqft
Utility Building900 sqft

Location & Zoning

Account Number121323
Old Parcel Number143 033000202
Street Address398 WATSON RD
CityBELLS
StateTX
Zip75414-2584
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionG-0330 DAVIDSON ROBERT&HRS A-G0330, ACRES 1.998
Legal SubdivisionDAVIDSON ROBERT&HRS A-G0330
JurisdictionGRAYSON TX
Township / Civil DivisionEAST GRAYSON
Census Block Group2
Census Block2049
Census Tract101

Owner

Source: Grayson County records, as of October 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address398 WATSON RD, BELLS, TX 75414-2584
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 19, 2023Warranty Deed, Transfer
Mar 15, 2021Vendor's Lien, Subdivision Related Transfer · Conventional Mortgage
FIRST UNITED BANK & TRUST CO
Aug 27, 2019Warranty Deed, Transfer
INDEPENDENT BK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 19, 2023
Deed SaleMay 19, 2023
Prior SaleMar 15, 2021
Deed Document Number2023-00013007
Record UpdatedJun 8, 2026

May 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionGRAYSON TX
Recording DateMay 19, 2023
Property Address398 WATSON RD, BELLS, TX 75414-2584
Document Number0000013007
Map ReferenceMB 53 PG 188
Instrument DateMay 18, 2023
Instrument2023-00013007
Transaction TypeTransfer
Record UpdatedJun 2, 2023

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address410 S PECAN ST, BELLS, TX 75414-3004

Transferred To (Grantee/Buyer)

NameVerified Name
Address398 WATSON RD, BELLS, TX 75414-2584

March 2021: Vendor's Lien, Subdivision Related Transfer

Document TypeVendor's Lien
JurisdictionGRAYSON TX
Recording DateMar 15, 2021
Property Address398 WATSON RD, BELLS, TX 75414-2584
Document Number0000007745
Instrument DateMar 12, 2021
Instrument2021-00007745
Transaction TypeSubdivision Related Transfer
Record UpdatedJun 2, 2023

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 3445, SHERMAN, TX 75091-3445

Transferred To (Grantee/Buyer)

NameVerified Name
Address606 KATY LN, WHITEWRIGHT, TX 75491-3021

Mortgage

Document Number0000007746
DateMar 15, 2021
Instrument2021-00007746
Lender
NameFIRST UNITED BANK & TRUST CO
TypeBank
Special NotesSeller Financed
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2051

August 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionGRAYSON TX
Recording DateAug 27, 2019
Property Address398 WATSON RD, BELLS, TX 75414-2584
Document Number0000020642
Instrument DateAug 26, 2019
Instrument20642
Transaction TypeTransfer
Record UpdatedSep 10, 2019
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 3445 SHERMAN TX 750913445, SHERMAN, TX 75091-3445

Mortgage

Document Number20643
DateAug 27, 2019
Instrument20643
Lender
NameINDEPENDENT BK
TypeBank
AddressSHERMAN, TX 75091-0788
Agreement
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Grayson County assessment roll, as of August 1, 2025

Property Jurisdictions

TypeName
StateTexas
CountyGrayson County
Unified School DistrictBells Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$727,009 (+12.95%) Land $105,990 Building $621,019$727,009 (+12.95%) Land $105,990 Building $621,019
2024$9,156.00 (+5.67%)
2023$643,644 Land $68,972 Building $574,672$643,644 Land $68,972 Building $574,672
2022$8,665.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims2 (2015–2017)
Claims Outside the SFHA1 of 2
Most Recent ClaimAug 2017 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 57% of the US · lower than 62% of Texas
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPINK HILL WSC
serves 2,835 people · EPA ID TX0910034
Water SourceGroundwater
Last State InspectionDec 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
TekWav
Fixed Wireless
100 / 20
360 Broadband
Fixed Wireless
30 / 5
T-Mobile
Fixed Wireless
25 / 3

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