398 W 4th St, Peculiar, MO 64078 Property Records

Cass County property record for 398 W 4th St, Peculiar, MO 64078

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,870 sqft · built 1915
Lot Size	0.9 acres (39,204 sqft)
Owner	Individual Name on File
Tax Bill	$5,339 (2025)
Deeds & Mortgages	Jul 2020 Line of Credit Nov 2023 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`07-05-16-100-000-030.004`

Property Details

APN / Parcel Number

Primary APN	`07-05-16-100-000-030.004`
Alternative APN	`2775704`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,870 sqft Living Area
1st Floor Area	1,100 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1915
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	39,204 sqft (0.9 acres)
Garage Type	Mixed
Garage Area	2,340 sqft
Parking Spaces	8 Parking Spaces

Exterior Amenities

Porch	Enclosed Porch
Porch Area	380 sqft
Deck Area	292 sqft
Patio Area	292 sqft
Shed	1 Shed

Location & Zoning

Account Number	2775704
Street Address	398 W 4TH ST
City	PECULIAR
State	MO
Zip	64078-9722
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MEMORY LANE LOT 4
Legal Range	32
Legal Township	45
Legal Section	16
Legal Subdivision	MEMORY LANE
Legal Lot Number	4
Jurisdiction	CASS MO
Township / Civil Division	WEST PECULIAR
Census Block Group	6
Census Block	6001
Census Tract	61002

Owner

398 W 4th St is owned and occupied by an individual who acquired it in January 2022.

Source: Cass County records, as of December 1, 2025

Owner of Record	Individual Name on File
Co-owner	2 Co-owners on File
Mailing Address	398 W 4TH ST, PECULIAR, MO 64078-9722
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 27, 2020	Deed of Trust, Mortgage · Line of Credit S & P FINANCIAL SERVICES INC
Nov 16, 2023	Deed of Trust, Mortgage · FHA Mortgage JACKSON FLAGSTAR CENTRE OFFICE
Jan 20, 2022	Warranty Deed, Transfer · Conventional Mortgage AMERICAN PACIFIC MORTGAGE CORP
Jul 12, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage BANK OF ODESSA
Nov 13, 2020	Warranty Deed, Transfer · Commercial Mortgage VACANT HOUSE PROPERTIES LLC
Jul 8, 2020	Warranty Deed, Transfer
Jul 9, 2020	Special Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	3 Names on Deed
Last Sale	Jan 20, 2022
Deed Sale	Jan 20, 2022
Prior Sale	Jul 12, 2021
Deed Document Number	709605
Deed Book / Page	4811 / 21
Record Updated	Jun 8, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASS MO
Property Address	398 W 4TH ST, PECULIAR, MO 64078-9722
Transaction Type	Mortgage
Record Updated	Dec 11, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	600 HORSESHOE DR, PLEASANT HILL, MO 64080-1952

Mortgage

Document Number	0004530/99
Date	Jul 27, 2020
Book Page	4530/99
Instrument	669512

Lender

Name	S & P FINANCIAL SERVICES INC
Type	Non-Lending Institution
Address	KANSAS CITY, MO 64152

Agreement

Type	Line of Credit
Amount	Amount on Record

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASS MO
Property Address	398 W 4TH ST, PECULIAR, MO 64078-9722
Transaction Type	Mortgage
Record Updated	Dec 6, 2023
Title Company	TIMIOS INC, TIMIOS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	398 W 4TH ST, PECULIAR, MO 64078-9722

Mortgage

Document Number	005011/135
Date	Nov 16, 2023
Book Page	5011/135
Instrument	742631

Lender

Name	JACKSON FLAGSTAR CENTRE OFFICE
Type	Bank
Address	JACKSONVILLE, FL 32256

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	339 Months
Due	Feb 1, 2052

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CASS MO
Recording Date	Jan 20, 2022
Property Address	398 W 4TH ST, PECULIAR, MO 64078-9722
Document Number	0004811/21
Book / Page	4811 / 21
Instrument Date	Jan 13, 2022
Instrument	709605
Transaction Type	Transfer
Record Updated	Jan 31, 2022
Title Company	CLEAR TITLE, CLEAR TITLE NATIONWIDE INC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	398 W 4TH ST, PECULIAR, MO 64078-9722

Mortgage

Document Number	0000481122
Date	Jan 20, 2022
Instrument	4811/22

Lender

Name	AMERICAN PACIFIC MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2052

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CASS MO
Recording Date	Jul 12, 2021
Property Address	398 W 4TH ST, PECULIAR, MO 64078-9722
Document Number	4716/47
Book / Page	4716 / 47
Instrument Date	Jun 30, 2021
Instrument	695695
Transaction Type	Transfer
Record Updated	Jul 21, 2021
Title Company	CLEAR TITLE, CLEAR TITLE NATIONWIDE INC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	398 W 4TH ST, PECULIAR, MO 64078-9722

Mortgage

Document Number	471649
Date	Jul 12, 2021
Instrument	4716/49

Lender

Name	BANK OF ODESSA
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CASS MO
Recording Date	Nov 13, 2020
Property Address	398 W 4TH ST, PECULIAR, MO 64078-9722
Document Number	4589/81
Book / Page	4589 / 81
Instrument Date	Nov 13, 2020
Instrument	677690
Transaction Type	Transfer
Record Updated	Nov 12, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1221 W 103RD ST # 116, 116, KANSAS CITY, MO 64114-4512

Mortgage

Document Number	458982
Date	Nov 13, 2020
Instrument	4589/82

Lender

Name	VACANT HOUSE PROPERTIES LLC
Type	Non-Lending Institution

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	5 Months
Due	Apr 1, 2021

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CASS MO
Recording Date	Jul 8, 2020
Property Address	398 W 4TH ST, PECULIAR, MO 64078-9722
Document Number	4521/138
Book / Page	4521 / 138
Instrument Date	Jun 30, 2020
Instrument	668296
Transaction Type	Transfer
Record Updated	Nov 12, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9237 WARD PKWY, KANSAS CITY, MO 64114-3365
Investor	Possibly a Property Investor

July 2020: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	CASS MO
Recording Date	Jul 9, 2020
Property Address	398 W 4TH ST, PECULIAR, MO 64078-9722
Document Number	0004522/90
Book / Page	4522 / 90
Instrument Date	Jun 30, 2020
Instrument	668414
Transaction Type	Transfer
Record Updated	Jun 13, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

The 2025 property tax bill for 398 W 4th St was $5,339.

Source: Cass County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Cass County
Municipality	Peculiar City
Unified School District	Raymore-Peculiar R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,339.00	$28,100 Land $4,570 Building $23,530	$147,900 Land $24,060 Building $123,840
2023	$1,944.00 (+4,641.46%)	$24,780 (+13.88%) Land $4,160 Building $20,620	$130,390 Land $21,880 Building $108,510
2022	$41.00	$21,760 Land $4,160 Building $17,600
2021			$114,500 Land $21,880 Building $92,620

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 398 W 4th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 398 W 4th St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 94% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PECULIAR PWS serves 6,226 people · EPA ID MO1010633
Water Source	Purchased surface water from several systems
Last State Inspection	May 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 331 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: KC Web, Wisper ISP.

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