Harnett County property record for 398 Valley Oak Dr, Bunnlevel, NC 28323
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,974 sqft · built 2008 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $120,000 (Dec 2017) |
| Tax Bill | $1,929 (2026) |
| Deeds & Mortgages | Jan 2022 Mortgage Dec 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 1500070268 |
| Primary APN | 1500070268 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,974 sqft Heated Area |
| 1st Floor Area | 1,698 sqft |
| Year Built | Built 2008 |
|---|---|
| Effective Year Built | Effective 2008 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Lot Area | 43,560 sqft (1 acres) |
| Garage Area | 551 sqft |
| Porch | Porch |
| Porch Area | 155 sqft |
| Patio Area | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Account Number | 1500070268 |
|---|---|
| Street Address | 398 VALLEY OAK DR |
| City | BUNNLEVEL |
| State | NC |
| Zip | 28323-9126 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA20R |
| Legal Description | LOT#156 FOREST OAKS PH 3 MAP#2007-847 |
| Legal Subdivision | FOREST OAKS |
| Legal Phase | 3 |
| Legal Lot Number | 156 |
| Jurisdiction | HARNETT NC |
| Township / Civil Division | ANDERSON CREEK |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 71204 |
Source: Harnett County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 398 VALLEY OAK DR, BUNNLEVEL, NC 28323-9126 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
| Date | Document |
|---|---|
| Jan 19, 2022 | Deed of Trust, Mortgage · VA Mortgage FIRST GUARANTY MORTGAGE CORP |
| Dec 11, 2017 | Warranty Deed, Transfer · VA Mortgage CORNERSTONE HM LNDG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 11, 2017 · Amount on Record |
| Deed Sale | Dec 11, 2017 · Amount on Record |
| Prior Sale | Jun 18, 2008 · Amount on Record |
| Deed Document Number | 201718337 |
| Deed Book / Page | 3564 / 645 |
| Prior Transfer Date | Mar 2, 2012 |
| Prior Transfer Doc | 0000005318 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARNETT NC |
| Property Address | 398 VALLEY OAK DR, BUNNLEVEL, NC 28323-9126 |
| Transaction Type | Mortgage |
| Record Updated | Aug 23, 2022 |
| Title Company | SOLIDIFI TITLE AND CLOSING, SOLIDIFI TITLE & CLOSING LLC |
| Name | Verified Name |
|---|
| Document Number | 0000001196 |
|---|---|
| Date | Jan 19, 2022 |
| Book Page | 4102/970 |
| Instrument | 2022001196 |
| Name | FIRST GUARANTY MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | PLANO, TX 75024 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HARNETT NC |
| Recording Date | Dec 11, 2017 |
| Property Address | 398 VALLEY OAK DR, BUNNLEVEL, NC 28323-9126 |
| Document Number | 0000018337 |
| Book / Page | 003564 / 000645 |
| Instrument Date | Dec 11, 2017 |
| Instrument | 18337 |
| Transaction Type | Transfer |
| Record Updated | Jan 3, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $240.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 398 VALLEY OAK DR BUNNLEVEL NC 283239126, BUNNLEVEL, NC 28323-9126 |
| Document Number | 18338 |
|---|---|
| Date | Dec 11, 2017 |
| Book Page | 003564/000648 |
| Instrument | 18338 |
| Name | CORNERSTONE HM LNDG |
|---|---|
| Address | HOUSTON, TX 77027 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 10, 2047 |
Source: Harnett County assessment roll, as of September 8, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Harnett County |
| Unified School District | Harnett County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,929.00 (+39.68%) | $294,189 (+27.96%) | $294,189 (+27.96%) Land $41,580 Building $252,609 |
| 2025 | $1,381.00 | $229,914 (-) | $229,914 (-) Land $13,230 Building $216,684 |
| 2023 | $1,381.00 Veteran's exemption | $229,914 | $229,914 Land $13,230 Building $216,684 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 1 (2024) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | May 2024 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 47% of the US · above 68% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HARNETT REGIONAL WATER serves 121,885 people · EPA ID NC0343045 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 117 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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