Harnett County property record for 398 Tracey Ln, Cameron, NC 28326
| Property Type | Rural Home |
|---|---|
| Details | 3,480 sqft · built 2025 |
| Lot Size | 10.6 acres (464,785 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $4,068 (2026) |
| Deeds & Mortgages | Mar 2026 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 1500069638 |
| Primary APN | 1500069638 |
|---|---|
| Alternative APNs |
|
| Building Area | 3,480 sqft Heated Area |
|---|
| Year Built | Built 2025 |
|---|---|
| Effective Year Built | Effective 2025 |
| Lot Area | 464,785 sqft (10.6 acres) |
| Account Number | 1500069638 |
|---|---|
| Street Address | 398 TRACEY LN |
| City | CAMERON |
| State | NC |
| Zip | 28326-8769 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | RA20R |
| Legal Description | TR#2 KRISTIE AND ROBERT RICHARD MAP#2025-104 |
| Legal Tract | 2 |
| Legal Lot Number | 2 |
| Jurisdiction | HARNETT NC |
| Township / Civil Division | JOHNSONVILLE |
| Census Block Group | 3 |
| Census Block | 3010 |
| Census Tract | 71402 |
398 Tracey Ln, a rural home, is owned by two individuals who acquired it in February 2025.
Source: Harnett County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 891 EGRET PL, VASS, NC 28394-8442 |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 24, 2003 |
| Deed Sale | Feb 24, 2003 |
| Deed Book / Page | 1727 / 879 |
| Last Transfer Date | Feb 19, 2025 |
| Transfer Doc | 0000002768 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARNETT NC |
| Property Address | 398 TRACEY LN, CAMERON, NC 28326-8769 |
| Transaction Type | Mortgage |
| Record Updated | Apr 17, 2026 |
| Name | Verified Name |
|---|---|
| Address | 891 EGRET PL, VASS, NC 28394-8442 |
| Document Number | 0000006160 |
|---|---|
| Date | Mar 31, 2026 |
| Book Page | 4334/1388 |
| Instrument | 2026006160 |
| Name | THE FIDELITY BANK |
|---|---|
| Type | Bank |
| Address | PO BOX 4129, CARY, NC 27519 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2056 |
The 2026 property tax bill for 398 Tracey Ln was $4,068, up 135,5% from the year before.
Source: Harnett County assessment roll, as of September 8, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Harnett County |
| Unified School District | Harnett County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,068.00 (+135,5%) | $531,115 (+11,676.39%) | $594,395 (+1,095.48%) Land $95,440 Building $498,955 |
| 2025 | $3.00 | $4,510 | $49,720 Land $49,720 |
| 2023 | $174.00 | $12,600 | $12,600 Land $12,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 398 Tracey Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 398 Tracey Ln is moderate, ranking above 61% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 61% of the US · above 84% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HARNETT REGIONAL WATER serves 121,885 people · EPA ID NC0343045 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber · Cable in parts of the area | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Windstream.
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