Caldwell County property record for 398 Sunset St, Granite Falls, NC 28630
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.5 ba · 1,990 sqft · built 1920 |
| Lot Size | 0.388 acres (16,900 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $180,000 (Jul 2022) |
| Tax Bill | $1,180 (2026) |
| Deeds & Mortgages | Jul 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 08 76 1 3 |
| Primary APN | 08 76 1 3 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,990 sqft Heated Area |
| Gross Area | 2,582 sqft |
| 1st Floor Area | 1,440 sqft |
| Attic | Attic |
| Attic Area | 253 sqft |
| Flooring | Softwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1980 |
| Exterior Material | Wood Siding |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Asbestos |
| Lot Area | 16,900 sqft (0.388 acres) |
| Lot Dimensions | 100 ft deep x 169 ft wide |
| Garage Type | Mixed |
| Garage Area | 240 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
|---|---|
| Porch Area | 432 sqft |
| Deck Area | 96 sqft |
| Patio Area | 96 sqft |
| Shed | 1 Shed |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 175244 |
|---|---|
| Street Address | 398 SUNSET ST |
| City | GRANITE FALLS |
| State | NC |
| Zip | 28630-8728 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BK 2061 PG 1422 YR 22 ST 360.00 |
| Jurisdiction | CALDWELL NC |
| Township / Civil Division | LOVELADY |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 31402 |
398 Sunset St is owned and occupied by two individuals who bought it in July 2022.
Source: Caldwell County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 398 SUNSET ST, GRANITE FALLS, NC 28630-8728 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 15, 2022 · Amount on File |
| Deed Sale | Jul 15, 2022 · Amount on File |
| Prior Sale | Oct 29, 1999 · Amount on File |
| Deed Document Number | 202210074556 |
| Deed Book / Page | 2061 / 1422 |
| Prior Transfer Date | Jun 2, 2022 |
| Prior Transfer Doc | 0010073126 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CALDWELL NC |
| Recording Date | Jul 15, 2022 |
| Property Address | 398 SUNSET ST, GRANITE FALLS, NC 28630-8728 |
| Document Number | 0020611422 |
| Book / Page | 2061 / 1422 |
| Instrument Date | Jul 7, 2022 |
| Instrument | 10074556 |
| Transaction Type | Transfer |
| Record Updated | Sep 12, 2022 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $360.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 398 SUNSET ST, GRANITE FALLS, NC 28630-8728 |
| Document Number | 0020611425 |
|---|---|
| Date | Jul 15, 2022 |
| Book Page | 2061/1425 |
| Instrument | 10074557 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27611 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.15% |
| Type Change Date | Aug 1, 2027 |
| Change Frequency | 5 Years |
| Min Rate At Change | 3.75% |
| Max Rate At Change | 6.15% |
| Index | 5-Year CMT |
| Max Rate | 10.1% |
The 2026 property tax bill for 398 Sunset St was $1,180, down 21% from the year before.
Source: Caldwell County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Caldwell County |
| Unified School District | Caldwell County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,180.00 (-21.02%) | $192,300 (-) Land $12,700 Building $179,600 | |
| 2025 | $1,494.00 | $192,300 Land $12,700 Building $179,600 | $192,300 Land $12,700 Building $179,600 |
| 2023 | $76,700 (-) Land $12,700 Building $64,000 | $76,700 (-) Land $12,700 Building $64,000 | |
| 2022 | $256.00 | $76,700 Land $12,700 Building $64,000 | $76,700 Land $12,700 Building $64,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 398 Sunset St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 22, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 398 Sunset St is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 96% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 80 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Ripple Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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