Charleston County property record for 398 Sumter St, Charleston, SC 29403
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 700 sqft · built 1940 |
| Lot Size | 0.1 acres (4,356 sqft) |
| Owner | Individual Name on File |
| Last Sale | $700,000 (Jun 2021) |
| Tax Bill | $3,868 (2025) |
| Deeds & Mortgages | Jun 2021 Sale |
| Flood Zone | Zone AE (high risk) |
| APN | 460-07-02-092 |
| Primary APN | 460-07-02-092 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 700 sqft Living Area |
| Upper Floors Area | 700 sqft |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1940 |
| Architectural Style | Bungalow |
| Exterior Material | Brick Veneer |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 4,356 sqft (0.1 acres) |
| Lot Dimensions | 115 ft deep x 39 ft wide |
| Garage Type | Attached |
| Garage Area | 483 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | None |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 398 SUMTER ST |
|---|---|
| City | CHARLESTON |
| State | SC |
| Zip | 29403-4636 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MAPPLATB L25 MAPPLATP 0093 SUBDIVISIONNAME CITY OF CHARLESTON LOT 19 |
| Legal Subdivision | 398 SUMTER ST |
| Legal Lot Number | 19 |
| Jurisdiction | CHARLESTON SC |
| Township / Civil Division | CHARLESTON CENTRAL |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 1100 |
398 Sumter St is owned by an individual who bought it in June 2021.
Source: Charleston County records, as of September 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 201 GROVE ST, CHARLESTON, SC 29403-3633 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 16, 2021 · Amount on File |
| Deed Sale | Jun 16, 2021 · Amount on File |
| Deed Book / Page | 1003 / 701 |
| Prior Transfer Date | Mar 31, 2021 |
| Prior Transfer Doc | 0991000326 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CHARLESTON SC |
| Recording Date | Jun 16, 2021 |
| Property Address | 398 SUMTER ST, CHARLESTON, SC 29403-4636 |
| Document Number | 0010030701 |
| Book / Page | 1003 / 701 |
| Instrument Date | Jun 14, 2021 |
| Transaction Type | Transfer |
| Record Updated | Aug 30, 2022 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 201 GROVE ST, CHARLESTON, SC 29403-3633 |
The 2025 property tax bill for 398 Sumter St was $3,868, up 13.7% from the year before.
Source: Charleston County assessment roll, as of August 1, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Charleston County |
| Municipality | Charleston City |
| Unified School District | Charleston County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,868.00 (+13.66%) | $230,000 (+1,816.67%) Land $230,000 | $251,500 Land $251,500 |
| 2024 | $3,403.00 | $12,000 | |
| 2022 | $3,168.00 | $12,000 | $200,000 Land $200,000 |
| 2020 | $200,000 Land $200,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 398 Sumter St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 10.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 150 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 162 units insured incl. 12 condo units |
| Nearby Flood Claims | 74 (1979–2024) |
| Most Recent Claim | Aug 2024 · Hurricane Debby |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 398 Sumter St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHARLESTON WATER SYSTEM serves 278,771 people · EPA ID SC1010001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | 4 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2025 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 1,055 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T, Hotwire Communications.
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