398 Spruce Ivy St, Moncks Corner, SC 29461 Property Records

Berkeley County property record for 398 Spruce Ivy St, Moncks Corner, SC 29461

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,175 sqft · built 2023
Lot Size	0.276 acres (12,050 sqft)
Owner	2 Company Names on File
Last Sale	$289,900 (Jun 2023)
Tax Bill	$2,031 (2025)
Deeds & Mortgages	Jul 2026 Sale Jun 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`143-10-05-045`

Property Details

APN / Parcel Number

Primary APN	`143-10-05-045`
Alternative APN	`143-00-00-081`

Interior

Full Baths	2 Baths
Building Area	1,175 sqft Finished Area
1st Floor Area	1,175 sqft

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Lot Area	12,050 sqft
Garage Area	242 sqft
Porch	Slab
Porch Area	20 sqft
Patio Area	80 sqft

Location & Zoning

Street Address	398 SPRUCE IVY ST
City	MONCKS CORNER
State	SC
Zip	29461-2906
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MONCKS COR
Legal Description	LOT 106STONE RIDGE PH 2
Legal Subdivision	STONE RIDGE
Legal Lot Number	106S
Jurisdiction	BERKELEY SC
Township / Civil Division	MONCKS CORNER
Census Block Group	1
Census Block	1003
Census Tract	20506

Owner

398 Spruce Ivy St is owned by a company that acquired it in July 2026 and is owner-occupied.

Source: Berkeley County records, as of August 18, 2026

Owner of Record	2 Company Names on File
Mailing Address	398 SPRUCE IVY ST, MONCKS CORNER, SC 29461-2906
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Life Tenant

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 27, 2026	Deed, Transfer NONE LISTED ON DOCUMENT
Jun 20, 2023	Deed, Subdivision Related Transfer · FHA Mortgage DHI MORTGAGE COMPANY LTD
Dec 9, 2022	Limited Warranty Deed, Transfer NOT AVAILABLE, HARVEY & VALLINI LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 20, 2023 · Amount on File
Deed Sale	Jun 20, 2023 · Amount on File
Deed Document Number	202318254
Deed Book / Page	4586 / 597
Last Transfer Date	Jul 20, 2026
Transfer Doc	0000026943
Record Updated	Sep 20, 2026

July 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	BERKELEY SC
Recording Date	Jul 27, 2026
Property Address	398 SPRUCE IVY ST, MONCKS CORNER, SC 29461-2906
Document Number	0000026943
Book / Page	5658 / 168
Instrument Date	Jul 20, 2026
Instrument	202626943
Transaction Type	Transfer
Record Updated	Aug 31, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Tenant
Address	398 SPRUCE IVY ST, MONCKS CORNER, SC 29461-2906

June 2023: Deed, Subdivision Related Transfer

Document Type	Deed
Jurisdiction	BERKELEY SC
Recording Date	Jun 20, 2023
Property Address	398 SPRUCE IVY ST, MONCKS CORNER, SC 29461-2906
Document Number	04586/0597
Book / Page	4586 / 597
Map Reference	DOC 2022030982
Instrument Date	Jun 13, 2023
Instrument	2023018254
Transaction Type	Subdivision Related Transfer
Record Updated	Jun 29, 2023
Title Company	NOT AVAILABLE, HARVEY & VALLINI LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$754.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	398 SPRUCE IVY ST, MONCKS CORNER, SC 29461-2906

Mortgage

Document Number	2023018255
Date	Jun 20, 2023
Instrument	2023018255

Lender

Name	DHI MORTGAGE COMPANY LTD
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2053

December 2022: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	BERKELEY SC
Recording Date	Dec 9, 2022
Property Address	398 SPRUCE IVY ST, MONCKS CORNER, SC 29461-2906
Document Number	04433/0438
Book / Page	4433 / 438
Map Reference	DOC2022030982-202203
Instrument Date	Dec 8, 2022
Instrument	2022045710
Transaction Type	Transfer
Record Updated	Aug 4, 2023
Title Company	NOT AVAILABLE, HARVEY & VALLINI LLC

Transaction

Amount	Amount on Record
Tax	$25,113.40
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2057 WAMBAW CREEK RD, CHARLESTON, SC 29492-9300

Tax Assessment & Valuation

The 2025 property tax bill for 398 Spruce Ivy St was $2,031 with a homeowner's exemption, up 5.7% from the year before.

Source: Berkeley County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Berkeley County
Municipality	Moncks Corner Town
Unified School District	Berkeley County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$295,000 (+2,4%) Land $85,000 Building $210,000	$295,000 (-) Land $85,000 Building $210,000
2025	$2,031.00 (+5.73%)	$11,800 (-) Land $3,400 Building $8,400	$295,000 (-) Land $85,000 Building $210,000
2024	$1,921.00 Homeowner's exemption	$11,800 Land $3,400 Building $8,400	$295,000 Land $85,000 Building $210,000
2022		$648 Land $648	$10,800 Land $10,800

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 398 Spruce Ivy St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 61 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	61 in force
Nearby Flood Claims	12 (1989–2016)
Claims Outside the SFHA	1 of 12
Most Recent Claim	Oct 2016 · Hurricane Matthew
Claims by Event	Severe Storms And Flooding, Oct 2015 · 6 claims Tropical Storm Gaston, Aug 2004 · 2 claims Hurricane Hugo, Sep 1989 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 398 Spruce Ivy St is moderate, ranking above 58% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 58% of the US · above 76% of South Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 88 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Home Telecom Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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