398 Spring St, Cheshire, CT 06410 Property Records

Cheshire Town property record for 398 Spring St, Cheshire, CT 06410

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,222 sqft · built 1852
Lot Size	0.29 acres (12,632 sqft)
Owner	Trust Name on Record
Tax Bill	$5,215 (2025)
Deeds & Mortgages	Sep 2023 Sale Jul 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`CHES M:57 B:141 L`

Property Details

APN / Parcel Number

Primary APN	`CHES M:57 B:141 L`
Alternative APNs	`CSHR M:57 B:141 L` `576500`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,222 sqft Living Area
Basement Area	384 sqft
Unfinished Basement	384 sqft

Exterior

Year Built	Built 1852
Effective Year Built	Effective 1986
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Shingle
Lot Area	12,632 sqft (0.29 acres)
Garage Type	Detached

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil
Sewer	Septic

Location & Zoning

Account Number	576500
Street Address	398 SPRING ST
City	CHESHIRE
State	CT
Zip	06410-2729
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-20
Legal Block	141
Jurisdiction	CHESHIRE CT
Township / Civil Division	CHESHIRE
Census Block Group	1
Census Block	1002
Census Tract	343300

Owner

Source: Cheshire Town records, as of September 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Trust Name on Record
Mailing Address	398 SPRING ST, CHESHIRE, CT 06410-2729
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Sep 27, 2023	Warranty Deed, Transfer
Jul 20, 2017	Deed of Trust, Mortgage · Line of Credit KEYBANK USA

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Aug 15, 2023
Transfer Doc	003194-244
Record Updated	Oct 29, 2026

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHESHIRE CT
Recording Date	Sep 27, 2023
Property Address	398 SPRING ST, CHESHIRE, CT 06410-2729
Document Number	003194-244
Book / Page	3194 / 244
Instrument Date	Aug 15, 2023
Instrument	2023002865
Transaction Type	Transfer
Record Updated	Feb 9, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	398 SPRING ST, CHESHIRE, CT 06410-2729

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESHIRE CT
Property Address	398 SPRING ST, CHESHIRE, CT 06410-2729
Document Number	2810-62
Book / Page	002810 / 000062
Transaction Type	Mortgage
Record Updated	Aug 8, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	398 SPRING ST CHESHIRE CT 064102729, CHESHIRE, CT 06410-2729

Mortgage

Document Number	2810-62
Date	Jul 20, 2017
Book Page	002810/000062

Lender

Name	KEYBANK USA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jul 19, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Cheshire Town assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Cheshire Town
Unified School District	Cheshire School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,215.00	$175,350 (+37.38%) Land $69,230 Building $106,120	$250,500 Land $98,900 Building $151,600
2024	$5,215.00 (+16.43%)
2023	$4,479.00 (+2.24%)	$127,640 (-) Land $69,230 Building $58,410
2022	$4,381.00	$127,640 Land $69,230 Building $58,410

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	REGIONAL WATER AUTHORITY serves 418,900 people · EPA ID CT0930011
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 253 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
GoNetspeed Fiber	2,000 / 2,000
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity.

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