398 Spout Spring Rd, Dover, TN 37058 Property Records

Stewart County property record for 398 Spout Spring Rd, Dover, TN 37058

Property Summary

Property Type	Rural Home
Details	2 ba · 1,442 sqft · built 1982
Lot Size	20 acres (871,200 sqft)
Owner	2 Individual Names on Record
Last Sale	$245,000 (Feb 2013)
Tax Bill	$777 (2025)
Deeds & Mortgages	Nov 2025 Mortgage Feb 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`081097 02001`

Property Details

APN / Parcel Number

Primary APN	`081097 02001`
Alternative APN	`097 02001`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	2 Stories
Building Area	1,442 sqft Living Area
1st Floor Area	1,240 sqft
Upper Floors Area	672 sqft
Basement Area	952 sqft
Finished Basement	952 sqft
Flooring	Carpet
Interior Walls	Paneling

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1982
Exterior Material	Siding
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	871,200 sqft (20 acres)
Terrain	Rolling
Garage Type	Detached
Garage Area	560 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	112 sqft
Deck Area	744 sqft
Patio Area	744 sqft
Shed	1 Shed
Shed Area	600 sqft
Utility Building	240 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Connected

Location & Zoning

Street Address	398 SPOUT SPRING RD
City	DOVER
State	TN
Zip	37058-6119
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	DISTRICT: 06, COUNTY AREA: W98
Jurisdiction	STEWART TN
Township / Civil Division	7
Census Block Group	1
Census Block	1024
Census Tract	110600

Owner

Source: Stewart County records, as of July 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	398 SPOUT SPRING RD, DOVER, TN 37058-6119
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Ux (and Wife)

Deeds, Mortgages & Sale History

Date	Document
Nov 24, 2025	Deed of Trust, Mortgage · Conventional Mortgage THIRD FSLA OF CLEVELAND
Feb 21, 2017	Deed of Trust, Mortgage · VA Mortgage PACIFIC UNION FINANCIAL LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 22, 2013 · Amount on Record
Deed Sale	Feb 22, 2013 · Amount on Record
Prior Sale	Mar 25, 1986 · Amount on Record
Deed Document Number	201339941
Deed Book / Page	159 / 500
Record Updated	Sep 20, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEWART TN
Property Address	398 SPOUT SPRING RD, DOVER, TN 37058-6119
Transaction Type	Mortgage
Record Updated	Dec 4, 2025
Title Company	UNKNOWN, TITLE365 COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000323/625
Date	Nov 24, 2025
Book Page	323/625
Instrument	75075

Lender

Name	THIRD FSLA OF CLEVELAND
Type	Bank
Address	7007 BROADWAY AVE, CLEVELAND, OH 44105

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Nov 18, 2045

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEWART TN
Property Address	398 SPOUT SPRING RD, DOVER, TN 37058-6119
Transaction Type	Mortgage
Record Updated	Jul 27, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	199/345
Date	Feb 21, 2017
Book Page	199/345
Instrument	49429

Lender

Name	PACIFIC UNION FINANCIAL LLC
Type	Lending Institution

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2047

Tax Assessment & Valuation

Source: Stewart County assessment roll, as of January 26, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Stewart County
Unified School District	Stewart County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$777.00 Additional exemption filed	$52,250 (-) Land $7,750 Building $44,500
2024	$777.00 (-0.38%) Additional exemption filed	$52,250 (+58.09%) Land $7,750 Building $44,500
2023	$780.00	$33,050 (-) Land $5,825 Building $27,225
2022	$780.00	$33,050 Land $5,825 Building $27,225	$132,200 (-67.28%) Land $23,300 Building $108,900
2021			$404,000 Land $226,000 Building $178,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	4 (2013–2024)
Claims Outside the SFHA	3 of 4
Most Recent Claim	May 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cumberland Connect Fiber	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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