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398 Saint Thomas Dr, Westerville, OH 43081 Property Records

Franklin County property record for 398 Saint Thomas Dr, Westerville, OH 43081

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,198 sqft · built 1983
Lot Size0.177 acres (7,723 sqft)
Owner2 Individual Names on File
Last Sale$279,900 (Oct 2021)
Tax Bill$5,010 (2024)
Deeds & MortgagesOct 2021 Sale & Mortgage
Aug 2019 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN080-007410

Property Details

APN / Parcel Number

Primary APN080-007410
Alternative APN
  • 08000741000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures8 Plumbing Fixtures
Total Rooms5 Rooms
Stories1 Story
Building Area1,198 sqft Living Area
1st Floor Area1,198 sqft

Exterior

Year BuiltBuilt 1983
Effective Year BuiltEffective 1983
Architectural StyleRanch
Exterior MaterialWood
Foundation TypeNo Foundation
Lot Area7,723 sqft (0.177 acres)
Lot Dimensions117 ft deep x 66 ft wide
Garage TypeAttached
Garage Area242 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address398 SAINT THOMAS DR
CityWESTERVILLE
StateOH
Zip43081-3529
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description398 FORTUNEGATE DR SPRINGBOROUGH SEC 2B LOT 123
Legal SubdivisionSPRINGBOROUGH SEC 2B
Legal Lot Number123
JurisdictionFRANKLIN OH
Township / Civil DivisionWESTERVILLE
Census Block Group2
Census Block2000
Census Tract7101

Owner

Source: Franklin County records · APN 080-007410

Assessment roll updated January 21, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing AddressPO BOX 9202, COPPELL, TX 75019-9208
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Oct 11, 2021Warranty Deed, Transfer · Conventional Mortgage
THE EQUITABLE MORTGAGE CORP
Aug 26, 2019Warranty Deed, Transfer · Conventional Mortgage
UNION HOME MORTGAGE CORP
Mar 06, 2017Deed of Trust, Mortgage · Conventional Mortgage
MISCELLANEOUS GOVT AGCY

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 11, 2021 · Amount on Record
Deed SaleOct 11, 2021 · Amount on Record
Prior SaleAug 26, 2019 · Amount on Record
Deed Document Number2021182985
Last Transfer DateDec 26, 2024
Transfer Doc0000137345
Record UpdatedJun 08, 2026

October 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionFRANKLIN OH
Recording DateOct 11, 2021
Property Address398 SAINT THOMAS DR, WESTERVILLE, OH 43081-3529
Document Number0000182985
Map ReferenceMB 54 PG 30
Instrument DateSep 29, 2021
Instrument202110110182985
Transaction TypeTransfer
Record UpdatedApr 10, 2026
Title CompanyTITLE COMPANY LIMITED, TITLE CO LTD

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$279.90
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address398 SAINT THOMAS DR, WESTERVILLE, OH 43081-3529
InvestorPossibly a Property Investor

Mortgage

Document Number0000182986
DateOct 11, 2021
Instrument202110110182986
Lender
NameTHE EQUITABLE MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 01, 2051

August 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionFRANKLIN OH
Recording DateAug 26, 2019
Property Address398 SAINT THOMAS DR, WESTERVILLE, OH 43081-3529
Document Number0000108959
Map ReferenceMB 54 PG 30
Instrument DateAug 13, 2019
Instrument201908260108959
Transaction TypeTransfer
Record UpdatedMay 13, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$440.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000108960
DateAug 26, 2019
Instrument201908260108960
Lender
NameUNION HOME MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2049

March 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFRANKLIN OH
Property Address398 SAINT THOMAS DR, WESTERVILLE, OH 43081-3529
Document Number0000037590
Instrument DateMar 06, 2017
Transaction TypeMortgage
Record UpdatedJun 19, 2017
Title CompanyASSOCIATES TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address398 SAINT THOMAS DR WESTERVILLE OH 430813529, WESTERVILLE, OH 43081-3529

Mortgage

Document Number0000037590
DateMar 20, 2017
Instrument37590
Lender
NameMISCELLANEOUS GOVT AGCY
AddressCOLUMBUS, OH 43215
Agreement
TypeConventional Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Franklin County records · Assessment roll updated January 21, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateOhio
CountyFranklin County
MunicipalityWesterville City
Unified School DistrictWesterville City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$88,170 (-) Land $26,640 Building $61,530$251,900 (-) Land $76,100 Building $175,800
2024$5,010.00 (+2.16%) Homeowner's exemption$88,170 (-) Land $26,640 Building $61,530
2023$4,904.00 (+8.11%) Homeowner's exemption$88,170 (+41.59%) Land $26,640 Building $61,530$251,900 (+41.6%) Land $76,100 Building $175,800
2022$4,536.00 Homeowner's exemption$62,270 Land $17,150 Building $45,120
2020$177,900 Land $49,000 Building $128,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of June 4, 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Wildfire

Wildfire RiskNot rated
no burnable land within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000
Cogeco Cable Holdings II
Cable		1,000 / 50
Verizon
Fixed Wireless		300 / 20
T-Mobile USA
Fixed Wireless		100 / 20
AT&T
DSL		100 / 20

Based on FCC filings for 498 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemWESTERVILLE CITY PWS
serves 39,000 people
Water SourceSurface water
Last State InspectionApr 2024
Lead1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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