398 Sagamore Trl, Lowell, MI 49331 Property Records

Kent County property record for 398 Sagamore Trl, Lowell, MI 49331

Property Summary

Property Type	Condominium
Details	2.5 ba · 2,125 sqft · built 1999
Lot Size	1.35 acres (59,111 sqft)
Owner	2 Individual Names on File
Last Sale	$330,000 (Aug 2018)
Tax Bill	$6,451 (2025)
Deeds & Mortgages	Apr 2020 Mortgage Sep 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`41-16-25-409-016`

Property Details

APN / Parcel Number

Primary APN	`41-16-25-409-016`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,125 sqft Living Area
1st Floor Area	1,052 sqft
Basement Area	1,052 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Condo/Apartment
Lot Area	59,111 sqft (1.35 acres)
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	398 SAGAMORE TRL
City	LOWELL
State	MI
Zip	49331-8952
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	R-1
Legal Description	UNIT NO.16 * FLAT RIVER FOREST KENT COUNTY CONDOMINIUM SUBDIVISION PLAN NO.237 LIBER 3044 PAGE 1134 AS AMENDED BY REPLAT NO.1
Legal Subdivision	FLAT RIVER FOREST KENT COUNTY CONDOMINIU
Legal Unit	16
Jurisdiction	KENT MI
Township / Civil Division	VERGENNES
Census Block Group	3
Census Block	3000
Census Tract	12004

Owner

398 Sagamore Trl, a condominium, is owned and occupied by two individuals who bought it in August 2018.

Source: Kent County records, as of September 18, 2026

Owner of Record	2 Individual Names on File
Mailing Address	398 SAGAMORE TRL, LOWELL, MI 49331-8952
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 3, 2020	Deed of Trust, Mortgage · Conventional with PMI BOX HM LOANS
Sep 19, 2019	Deed of Trust, Mortgage · Conventional Mortgage BOX HM LOANS
Aug 6, 2018	Warranty Deed, Transfer · Conventional Mortgage NUDGE FUNDING LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 6, 2018 · Amount on File
Deed Sale	Aug 6, 2018 · Amount on File
Prior Sale	Aug 6, 2018 · Amount on File
Deed Document Number	201860711
Prior Transfer Date	Dec 10, 1998
Prior Transfer Doc	5607000549
Record Updated	Oct 29, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENT MI
Property Address	398 SAGAMORE TRL, LOWELL, MI 49331-8952
Document Number	0000030918
Instrument Date	Apr 3, 2020
Transaction Type	Mortgage
Record Updated	Jun 5, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	398 SAGAMORE TRL LOWELL MI 493318952, LOWELL, MI 49331-8952

Mortgage

Document Number	0000030918
Date	Apr 9, 2020
Instrument	30918

Lender

Name	BOX HM LOANS
Type	Funding / Finance Company
Address	LINDON, UT 84042

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Apr 8, 2050

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENT MI
Property Address	398 SAGAMORE TRL, LOWELL, MI 49331-8952
Document Number	0000073712
Instrument Date	Sep 19, 2019
Transaction Type	Mortgage
Record Updated	Oct 15, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	398 SAGAMORE TRL LOWELL MI 493318952, LOWELL, MI 49331-8952

Mortgage

Document Number	0000073712
Date	Sep 26, 2019
Instrument	73712

Lender

Name	BOX HM LOANS
Type	Funding / Finance Company
Address	LINDON, UT 84042

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 25, 2049

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENT MI
Recording Date	Aug 6, 2018
Property Address	398 SAGAMORE TRL, LOWELL, MI 49331-8952
Document Number	0000060711
Instrument Date	Jul 20, 2018
Instrument	20180806-0060711
Transaction Type	Transfer
Record Updated	Jul 30, 2021
Title Company	FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,838.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	398 SAGAMORE TRL, 398, LOWELL, MI 49331-8952

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	398 SAGAMORE TRL, LOWELL, MI 49331-8952

Mortgage

Document Number	0000060712
Date	Aug 6, 2018
Instrument	20180806-0060712

Lender

Name	NUDGE FUNDING LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 398 Sagamore Trl was $6,451.

Source: Kent County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Kent County
County Subdivision	Vergennes Township
Unified School District	Lowell Area Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$287,200 (+7.69%)	$574,400 (+7.69%)
2025	$6,451.00 Homeowner's exemption	$266,700	$533,400
2023		$212,700	$425,400
2019	$5,475.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 398 Sagamore Trl in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2013.

Source: FEMA National Flood Hazard Layer, effective January 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	3 (2013)
Most Recent Claim	Apr 2013 · Flooding
Claims by Event	Flooding, Apr 2013 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 398 Sagamore Trl is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Point Broadband Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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