398 Rocky Pointe Dr, El Paso, TX 79912 Property Records

El Paso County property record for 398 Rocky Pointe Dr, El Paso, TX 79912

Property Summary

Property Type	Single Family Home
Details	7 bd · 6 ba · 9,093 sqft · built 2024
Lot Size	0.65 acres (28,304 sqft)
Owner	2 Individual Names on File
Tax Bill	$10,721 (2025)
Deeds & Mortgages	Aug 2023 Mortgage
APN	`S069-999-03U2-0400`

Property Details

APN / Parcel Number

Primary APN	`S069-999-03U2-0400`
Alternative APNs	`000000176420` `176420`

Interior

Bedrooms	7 Beds
Full Baths	6 Baths
Plumbing Fixtures	14 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	9,093 sqft Living Area
Gross Area	11,436 sqft
1st Floor Area	6,952 sqft
Basement Area	1,114 sqft
Finished Basement	1,114 sqft
Flooring	Tile

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2024
Exterior Material	Stucco
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	28,304 sqft (0.65 acres)
Garage Type	Attached
Garage Area	1,380 sqft
Pool Area	615 sqft
Porch	Open Porch
Patio Area	348 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	398 ROCKY POINTE DR
City	EL PASO
State	TX
Zip	79912
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PMD
Legal Description	3 SAN CLEMENTE #2 (20070028965) 4 & NWLY PT OF 5 (35.63 FT ON ST-27.00 FT ON NELY-41.27 FT ON SELY-12.00 FT ON SWLY) (28304.00 SQ FT)
Legal Subdivision	SAN CLEMENTE
Legal Block	2
Legal Lot Number	4
Jurisdiction	EL PASO TX
Township / Civil Division	EL PASO
Census Block Group	2
Census Block	2001
Census Tract	1111

Owner

Source: El Paso County records · APN S069-999-03U2-0400

Assessment roll updated August 12, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	5408 E RIVER LN, EL PASO, TX 79932-2449
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 20, 2022
Deed Sale	May 20, 2022
Prior Sale	May 20, 2022
Deed Document Number	202248868
Prior Transfer Date	Jun 26, 2009
Prior Transfer Doc	0000047834
Record Updated	Sep 20, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EL PASO TX
Property Address	398 ROCKY POINTE DR, EL PASO, TX 79912-7494
Transaction Type	Mortgage
Record Updated	Oct 31, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000063300
Date	Aug 29, 2023
Instrument	20230063300

Lender

Name	ZB NA
Type	Bank
Address	HOUSTON, TX 77027

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	385 Months
Due	Sep 01, 2055

Interest

Rate Type	Adjustable Rate
Rate	8.25%
Adjustable	Adjustable Rate Rider
Type Change Date	Sep 01, 2035
Change Frequency	Annually
Min Rate At Change	3.25%
Max Rate At Change	13.2%
Index	12-Month MTA
Max Rate	13.2%

Tax Assessment & Valuation

Source: El Paso County records · Assessment roll updated August 12, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Texas
County	El Paso County
Municipality	El Paso City
Unified School District	El Paso Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,693,550 (+317.6%) Land $295,211 Building $1,398,339	$1,693,550 (+317.6%) Land $295,211 Building $1,398,339
2025	$10,721.00 (+63.23%)	$405,541 (+92.32%) Land $295,211 Building $110,330	$405,541 (+92.32%) Land $295,211 Building $110,330
2024	$6,568.00 (+12.6%)
2023	$5,833.00 (-6.54%)	$210,865 Land $210,865	$210,865 Land $210,865
2022	$6,241.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Not on file
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	8 in force
Nearby Flood Claims	12 (2006–2025)
Most Recent Claim	Jul 2025 · rainfall accumulation

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
JackRabbit Wireless Fixed Wireless	1,000 / 1,000
Chaparral Holding Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20

Based on FCC filings for 75 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	EL PASO WATER UTILITIES serves 747,168 people
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.