Lowndes County property record for 398 Riverside Dr, Columbus, MS 39702
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,841 sqft · built 1990 |
| Lot Size | 0.646 acres (28,173 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $88,600 (Aug 2013) |
| Tax Bill | $485 (2025) |
| Deeds & Mortgages | Nov 2022 Refinance Jul 2022 Line of Credit |
| Flood Zone | Zone AE (high risk) |
| APN | 93W220006500 |
| Primary APN | 93W220006500 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Total Rooms | 5 Rooms |
| Building Area | 1,841 sqft Adjusted Area |
| 1st Floor Area | 1,080 sqft |
| 2nd Floor Area | 216 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Exterior Material | Wood |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 28,173 sqft (0.646 acres) |
| Porch | Slab |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 398 RIVERSIDE DR |
|---|---|
| City | COLUMBUS |
| State | MS |
| Zip | 39702-7020 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PT SW4 SE4 398 RIVERSIDE DR LOT 12 8E |
| Legal Range | 17W |
| Legal Township | 20S |
| Legal Section | 16 |
| Legal Subdivision | SEC16 T20S R17W |
| Legal Lot Number | 12 |
| Jurisdiction | LOWNDES MS |
| Township / Civil Division | 3 |
| Census Block Group | 1 |
| Census Block | 1029 |
| Census Tract | 403 |
Source: Lowndes County records · APN 93W220006500
Assessment roll updated October 23, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 398 RIVERSIDE DR, COLUMBUS, MS 39702-7020 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 10, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance BANKFIRST FINANCIAL |
| Jul 27, 2022 | Deed of Trust, Mortgage · Line of Credit BANKFIRST FINANCIAL |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 30, 2013 · Amount on Record |
| Deed Sale | Aug 30, 2013 · Amount on Record |
| Deed Book / Page | 2013 / 5869 |
| Last Transfer Date | Sep 30, 2022 |
| Transfer Doc | 0020228265 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOWNDES MS |
| Property Address | 398 RIVERSIDE DR, COLUMBUS, MS 39702-7020 |
| Transaction Type | Mortgage |
| Record Updated | Apr 10, 2024 |
| Name | Verified Name |
|---|
| Document Number | 00202227646 |
|---|---|
| Date | Nov 10, 2022 |
| Book Page | 2022/27646 |
| Name | BANKFIRST FINANCIAL |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOWNDES MS |
| Property Address | 398 RIVERSIDE DR, COLUMBUS, MS 39702-7020 |
| Transaction Type | Mortgage |
| Record Updated | Apr 10, 2024 |
| Name | Verified Name |
|---|
| Document Number | 00202219225 |
|---|---|
| Date | Jul 27, 2022 |
| Book Page | 2022/19225 |
| Name | BANKFIRST FINANCIAL |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 13 Months |
| Due | Aug 01, 2023 |
| Rate Type | Adjustable Rate |
|---|
Source: Lowndes County records · Assessment roll updated October 23, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Mississippi |
| County | Lowndes County |
| Unified School District | Lowndes County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $485.00 Homeowner's exemption | $8,028 (+34.99%) | $80,280 (+34.99%) Land $7,000 Building $73,280 |
| 2024 | $485.00 (+45.21%) | ||
| 2023 | $334.00 Homeowner's exemption | $5,947 | $59,470 Land $7,000 Building $52,470 |
Source: FEMA National Flood Hazard Layer as of November 27, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | Yes |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 45 policies |
| Nearby Flood Policies | 45 in force |
| Nearby Flood Claims | 94 (1990–2021) |
| Claims Outside the SFHA | 2 of 94 |
| Most Recent Claim | Jun 2021 · rainfall accumulation |
| Claims by Event |
|
| Wildfire Risk | Low lower than 80% of the US · lower than 90% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| 4-County Fiber Fiber | 1,000 / 1,000 |
| Telapex Fixed Wireless | 100 / 20 |
Based on FCC filings for 11 locations within half a mile of this property.
5G and 4G LTE (outdoors only)
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