398 River Rd, Hamden, CT 06518 Property Records

Hamden Town property record for 398 River Rd, Hamden, CT 06518

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,200 sqft · built 1953
Lot Size	0.57 acres (24,829 sqft)
Owner	2 Individual Names on File
Last Sale	$215,000 (Jan 2018)
Tax Bill	$11,079 (2026)
Deeds & Mortgages	Oct 2025 Mortgage Jan 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`HAMD M:3329 B:028 L:00-0000`

Property Details

APN / Parcel Number

Primary APN	`HAMD M:3329 B:028 L:00-0000`
Alternative APN	`M:3329 B:028 L:00=0000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,200 sqft Living Area
Gross Area	3,104 sqft
1st Floor Area	1,200 sqft
Basement Area	1,200 sqft
Unfinished Basement	1,200 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1953
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	24,829 sqft (0.57 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	398 RIVER RD
City	HAMDEN
State	CT
Zip	06518-1415
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Subdivision	BRICKWOOD-CHESHIRE
Legal Block	28
Legal Lot Number	0000
Jurisdiction	HAMDEN CT
Township / Civil Division	HAMDEN
Census Block Group	1
Census Block	1023
Census Tract	166002

Owner

Source: Hamden Town records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	398 RIVER RD, HAMDEN, CT 06518-1415
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 10, 2025	Deed of Trust, Mortgage LIBERTY BANK
Jan 18, 2018	Executor's Deed, Transfer · Conventional with PMI TIAA-CREF TR CO FSB

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 18, 2018 · Amount on File
Deed Sale	Jan 18, 2018 · Amount on File
Prior Sale	May 3, 2005 · Amount on File
Deed Book / Page	4483 / 289
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMDEN CT
Property Address	398 RIVER RD, HAMDEN, CT 06518-1415
Transaction Type	Mortgage
Record Updated	Dec 12, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	005310-342
Date	Oct 10, 2025
Book Page	5310/342
Instrument	5245

Lender

Name	LIBERTY BANK
Type	Bank

Agreement

Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2055

January 2018: Executor's Deed, Transfer

Document Type	Executor's Deed
Jurisdiction	HAMDEN CT
Recording Date	Jan 18, 2018
Property Address	398 RIVER RD, HAMDEN, CT 06518-1415
Document Number	4483-289
Book / Page	004483 / 000289
Transaction Type	Transfer
Record Updated	Feb 20, 2018

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	398 RIVER RD HAMDEN CT 065181415, HAMDEN, CT 06518-1415

Mortgage

Document Number	4483-293
Date	Jan 18, 2018
Book Page	004483/000293

Lender

Name	TIAA-CREF TR CO FSB
Type	Federal Savings Bank

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jan 17, 2048

Tax Assessment & Valuation

Source: Hamden Town assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Hamden Town
Unified School District	Hamden School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$11,079.00 (+3.45%)	$206,430 (-) Land $50,820 Building $155,610	$342,979 (+137.35%)
2025		$206,430 (+61.77%) Land $50,820 Building $155,610	$144,501 Land $35,574 Building $108,927
2024	$10,710.00 (+50.93%)	$127,610 (-) Land $32,410 Building $95,200
2023	$7,096.00	$127,610 Land $32,410 Building $95,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	REGIONAL WATER AUTHORITY serves 418,900 people · EPA ID CT0930011
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 109 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GoNetspeed.

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