Marion County property record for 398 Reuben Smith Rd, Loretto, KY 40037
| Property Type | Single Family Home |
|---|---|
| Details | 416 sqft |
| Lot Size | 6.94 acres (302,350 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $528 (2025) |
| Deeds & Mortgages | May 2022 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 009-027-01 |
| Primary APN | 009-027-01 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 416 sqft Living Area |
| Gross Area | 792 sqft |
| Exterior Material | Composition/Composite |
|---|---|
| Construction Type | Wood |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 302,350 sqft (6.94 acres) |
| Porch | Slab |
| Porch Area | 191 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | Window A/C |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Gas |
| Account Number | 72761 |
|---|---|
| Street Address | 398 REUBEN SMITH RD |
| City | LORETTO |
| State | KY |
| Zip | 40037-8173 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 398 & 400 RUEBEN SMITH RD / TR1 |
| Legal Subdivision | ISADORE HAGAN DIV |
| Legal Tract | 1 |
| Jurisdiction | MARION KY |
| Township / Civil Division | LORETTO |
| Census Block Group | 1 |
| Census Block | 1018 |
| Census Tract | 970400 |
398 Reuben Smith Rd, a single family home, is owned by an individual.
Source: Marion County records, as of May 22, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 113 REUBEN SMITH RD, LORETTO, KY 40037-8173 |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Divorce Transfer |
|---|---|
| Jurisdiction | MARION KY |
| Recording Date | May 18, 2022 |
| Property Address | 398 REUBEN SMITH RD, LORETTO, KY 40037-8173 |
| Document Number | 0000351/59 |
| Book / Page | 351 / 59 |
| Map Reference | MB 211 PG 90 |
| Instrument Date | Apr 21, 2022 |
| Transaction Type | Transfer |
| Record Updated | Jan 20, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 545 REUBEN SMITH RD, LORETTO, KY 40037-8175 |
The 2025 property tax bill for 398 Reuben Smith Rd was $528.
Source: Marion County assessment roll, as of May 22, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Marion County |
| Unified School District | Marion County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $528.00 | $60,000 Land $60,000 | $60,000 Land $60,000 |
| 2023 | $251.00 | $28,000 Land $28,000 | $28,000 Land $28,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 398 Reuben Smith Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 23, 2023
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 398 Reuben Smith Rd is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MARION COUNTY WATER DISTRICT serves 16,311 people · EPA ID KY0780268 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Apr 2025 |
| Lead | 6 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| AT&T DSL | 50 / 10 |
| Verizon Fixed Wireless | 25 / 6 |
May also be available: kywimax.
4G LTE (outdoors only), no 5G reported
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