398 Pearl St, Frederick, MD 21701 Property Records

Frederick County property record for 398 Pearl St, Frederick, MD 21701

Property Summary

Property Type	Single Family Home
Details	1 ba · 912 sqft · built 1955
Lot Size	0.207 acres (9,030 sqft)
Owner	Individual Name on Record
Last Sale	$138,000 (Oct 2003)
Tax Bill	$427 (2025)
Flood Zone	Zone X (minimal risk)
APN	`02-018101`

Property Details

APN / Parcel Number

Primary APN	`02-018101`
Alternative APNs	`2018101` `018101`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	912 sqft Living Area
Gross Area	1,200 sqft
1st Floor Area	912 sqft

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Architectural Style	Conventional
Exterior Material	Stucco
Roof Material	Composition Shingle
Lot Area	9,030 sqft (0.207 acres)
Lot Dimensions	129 ft deep x 70 ft wide
Garage Type	Attached
Garage Area	288 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Porch
Porch Area	84 sqft
Patio Area	84 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	018101
Street Address	398 PEARL ST
City	FREDERICK
State	MD
Zip	21701-6418
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R8
Legal Description	L 7 B G 70X129 398 PEARL ST. FREDERICK
Legal Subdivision	FREDERICK
Legal Block	G
Legal Lot Number	7
Jurisdiction	FREDERICK MD
Township / Civil Division	2, FREDERICK
Census Block Group	1
Census Block	1013
Census Tract	765100

Owner

Source: Frederick County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	398 PEARL ST, FREDERICK, MD 21701-6418
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 2, 2003 · Amount on Record
Deed Sale	Oct 2, 2003 · Amount on Record
Prior Sale	Apr 14, 1998
Deed Document Number	20037380
Deed Book / Page	4157 / 422
Transfer Doc	0000002133
Record Updated	Oct 29, 2026

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Municipality	Frederick City
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$271,367 (+35.23%)	$296,900 (+14.81%) Land $170,100 Building $126,800
2025	$427.00 (-88.44%)
2023	$3,695.00	$200,667	$258,600 Land $141,100 Building $117,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FREDERICK serves 54,000 people · EPA ID MD0100015
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2019–2021) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 311 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20