St. Johns County property record for 398 Palomar Dr, Saint Johns, FL 32259
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 3,004 sqft · built 2025 |
| Lot Size | 0.26 acres (11,325 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $715,000 (Aug 2025) |
| Tax Bill | $5,286 (2025) |
| Deeds & Mortgages | Aug 2025 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 000971-1850 |
| Primary APN | 000971-1850 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 15 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 3,004 sqft Living Area |
| Gross Area | 4,300 sqft |
| 1st Floor Area | 3,004 sqft |
| Flooring | Carpet |
| Year Built | Built 2025 |
|---|---|
| Effective Year Built | Effective 2025 |
| Exterior Material | Concrete |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 11,325 sqft (0.26 acres) |
| Garage Type | Attached |
| Garage Area | 696 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished Screened Porch |
| Porch Area | 94 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 398 PALOMAR DR |
|---|---|
| City | ST JOHNS |
| State | FL |
| Zip | 32259-7526 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 121/67-79 RIVERTOWN RAVINES PHASE 1 LOT 185 OR6197/320 |
| Legal Subdivision | RIVERTOWN RAVINES PHASE 1 |
| Legal Block | 1 |
| Legal Lot Number | 185 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | FRUIT COVE |
| Census Block Group | 1 |
| Census Block | 1022 |
| Census Tract | 20807 |
398 Palomar Dr is owned and occupied by two individuals who bought it in August 2025.
Source: St. Johns County records, as of April 13, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 398 PALOMAR DR, SAINT JOHNS, FL 32259-7526 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 5, 2025 · Amount on File |
| Deed Sale | Aug 5, 2025 · Amount on File |
| Deed Document Number | 202562827 |
| Deed Book / Page | 6197 / 320 |
| Record Updated | Jun 8, 2026 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Aug 5, 2025 |
| Property Address | 398 PALOMAR DR, SAINT JOHNS, FL 32259-7526 |
| Document Number | 0061970320 |
| Book / Page | 6197 / 320 |
| Map Reference | MB 121 PG 67-79 |
| Instrument Date | Aug 1, 2025 |
| Instrument | 2025062827 |
| Transaction Type | Transfer |
| Record Updated | Jan 13, 2026 |
| Title Company | SHEFFIELD AND BOATRIGHT TITLE SV, SHEFFIELD & BOATRIGHT TTL SV |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $5,005.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 10375 CENTURION PKWY N, JACKSONVILLE, FL 32256-0604 |
| Name | Verified Name |
|---|---|
| Address | 398 PALOMAR DR, ST JOHNS, FL 32259-7526 |
| Document Number | 0006197323 |
|---|---|
| Date | Aug 5, 2025 |
| Instrument | 6197/323 |
| Name | MATTAMY HOME FUNDING LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2055 |
The 2025 property tax bill for 398 Palomar Dr was $5,286, up 22.6% from the year before.
Source: St. Johns County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $614,742 (+391.79%) Land $130,000 Building $484,742 | $614,742 (+391.79%) Land $130,000 Building $484,742 | |
| 2025 | $5,286.00 (+22.62%) Homeowner's exemption Disabled Person's exemption Veteran's exemption | $125,000 (+13.64%) | $125,000 (+13.64%) Land $125,000 |
| 2024 | $4,311.00 | $110,000 | $110,000 Land $110,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 398 Palomar Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 189 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 189 in force |
| Nearby Flood Claims | 4 (1997–2017) |
| Claims Outside the SFHA | 3 of 4 |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 398 Palomar Dr is moderate, ranking above 59% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 59% of the US · lower than 67% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2026 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Fiber | 1,200 / 35 |
5G (outdoors only) and 4G LTE
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