398 Mountain View Dr, Black Hawk, CO 80422 Property Records

Gilpin County property record for 398 Mountain View Dr, Black Hawk, CO 80422

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 2,558 sqft · built 1999
Lot Size	1.17 acres (50,965 sqft)
Owner	Individual Name on File
Tax Bill	$4,300 (2025)
Deeds & Mortgages	Jan 2021 Mortgage Jul 2017 Transfer
Flood Zone	Zone X (minimal risk)
APN	`1709-131-01-006`

Property Details

APN / Parcel Number

Primary APN	`1709-131-01-006`
Alternative APN	`R004742`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Plumbing Fixtures	15 Plumbing Fixtures
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,558 sqft Heated Area
Gross Area	5,028 sqft
1st Floor Area	480 sqft
Upper Floors Area	1,046 sqft
Basement Area	1,512 sqft
Finished Basement	1,046 sqft
Unfinished Basement	1,512 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 2000
Architectural Style	Custom Design
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	50,965 sqft (1.17 acres)
Garage Area	694 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	72 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	R004742
Street Address	398 MOUNTAIN VIEW DR
City	BLACK HAWK
State	CO
Zip	80422-4327
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S: 13 T: 2S R: 73W SUBD: SNOWLINE RANCH ESTATES 1ST ADDITION LOT: 025 & IMPS
Legal Range	73W
Legal Township	02S
Legal Section	13
Legal Subdivision	SNOWLINE RANCH ESTATES 1ST ADDITION
Legal Lot Number	25
Jurisdiction	GILPIN CO
Township / Civil Division	CENTRAL CITY
Census Block Group	2
Census Block	2045
Census Tract	13801

Owner

398 Mountain View Dr is owned by an individual who acquired it in July 2017.

Source: Gilpin County records, as of April 2, 2026

Owner of Record	Individual Name on File
Mailing Address	PO BOX 26, ROLLINSVILLE, CO 80474-0026
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 6, 2021	Deed of Trust, Mortgage · Conventional Mortgage WESTERRA CU
Jul 3, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Jul 3, 2017
Transfer Doc	0000159393
Record Updated	Jun 8, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GILPIN CO
Property Address	398 MOUNTAIN VIEW DR, BLACK HAWK, CO 80422-4327
Transaction Type	Mortgage
Record Updated	Mar 5, 2021
Title Company	HERITAGE TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000168066
Date	Jan 6, 2021
Instrument	168066

Lender

Name	WESTERRA CU
Type	Credit Union
Address	DENVER, CO 80209

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Feb 1, 2036

July 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GILPIN CO
Recording Date	Jul 3, 2017
Property Address	398 MOUNTAIN VIEW DR, BLACK HAWK, CO 80422-4327
Document Number	0000159393
Instrument Date	Jul 3, 2017
Instrument	159393
Transaction Type	Transfer
Record Updated	Aug 15, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	398 MOUNTAIN VIEW DR BLACK HAWK CO 804224327, BLACK HAWK, CO 80422-4327

Tax Assessment & Valuation

The 2025 property tax bill for 398 Mountain View Dr was $4,300, up 7.7% from the year before.

Source: Gilpin County assessment roll, as of April 2, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Gilpin County
Unified School District	Boulder Valley School District RE-2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,300.00 (+7.74%)	$58,330 (-2.39%) Land $3,130 Building $55,200	$933,200 (+4.64%) Land $50,000 Building $883,200
2024	$3,991.00 (+0.78%)	$59,760 (-) Land $3,160 Building $56,600	$891,850 (-) Land $47,096 Building $844,754
2023	$3,960.00 (+20.84%)	$59,760 (+33.13%) Land $3,160 Building $56,600	$891,850 (+38.1%) Land $47,096 Building $844,754
2022	$3,277.00	$44,890 Land $3,480 Building $41,410	$645,800 Land $50,000 Building $595,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 398 Mountain View Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 22, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 398 Mountain View Dr is high, ranking above 81% of the US, with a 0.4% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 81% of the US · above 84% of Colorado
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Visionary Broadband Fiber · Fixed Wireless	300 / 300
Nedernet Fixed Wireless	100 / 100

May also be available: Magnolia Road Internet Cooperative.

Cell Coverage

5G (outdoors only) and 4G LTE

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