Floyd County property record for 398 Mill Rd SW, Cave Spring, GA 30124
| Property Type | Rural Home |
|---|---|
| Details | 1 ba · 998 sqft · built 1994 |
| Lot Size | 29.3 acres (1,277,179 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $871 (2026) |
| Deeds & Mortgages | May 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | E18--151 |
| Primary APN | E18--151 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Plumbing Fixtures | 3 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 998 sqft Heated Area |
| Flooring | Concrete/Cement |
| Interior Walls | Unfinished |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Exterior Material | Composition/Composite |
| Foundation Type | Concrete |
| Roof Type | Gambrel |
| Roof Material | Metal |
| Lot Area | 1,277,179 sqft (29.3 acres) |
| Porch | Slab |
|---|---|
| Porch Area | 544 sqft |
| Deck Area | 96 sqft |
| Utility Building | 192 sqft |
| Cooling System | None |
|---|
| Account Number | 53290 |
|---|---|
| Street Address | 398 MILL RD SW |
| City | CAVE SPRING |
| State | GA |
| Zip | 30124-2340 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | S-R |
| Legal Description | TRS 4A&5A ANSLEY FARMS PB20-198 |
| Legal Subdivision | ANSLEY FARMS - |
| Legal Tract | 4A,5A |
| Legal Lot Number | 4A,5A |
| Jurisdiction | FLOYD GA |
| Township / Civil Division | CAVE SPRING |
| Census Block Group | 1 |
| Census Block | 1034 |
| Census Tract | 2000 |
398 Mill Rd SW, a rural home, is owned and occupied by an individual who acquired it in February 2003.
Source: Floyd County records, as of October 13, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 398 MILL RD SW, CAVE SPRING, GA 30124-2340 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 28, 2003 |
| Deed Sale | Feb 28, 2003 |
| Prior Sale | Feb 7, 2001 |
| Deed Book / Page | 1764 / 647 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLOYD GA |
| Property Address | 398 MILL RD SW, CAVE SPRING, GA 30124-2340 |
| Document Number | 0025050800 |
| Instrument Date | May 8, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jun 2, 2017 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 398 MILL RD SW CAVE SPRING GA 301242340, CAVE SPRING, GA 30124-2340 |
| Document Number | 0025050800 |
|---|---|
| Date | May 23, 2017 |
| Book Page | 002505/000800 |
| Name | AMERICAN ADVISORS |
|---|---|
| Address | ORANGE, CA 92868 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 1044 Months |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.52% |
The 2026 property tax bill for 398 Mill Rd SW was $871 with exemptions applied, down 41.5% from the year before.
Source: Floyd County assessment roll, as of January 12, 2026
| Type | Name |
|---|---|
| State | Georgia |
| County | Floyd County |
| Unified School District | Floyd County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $871.00 (-41.5%) Homeowner's exemption Senior Citizen's exemption | ||
| 2025 | $1,489.00 (+18.83%) Homeowner's exemption Senior Citizen's exemption | $75,213 (+19.93%) Land $55,897 Building $19,316 | $188,032 (+19.94%) Land $139,743 Building $48,289 |
| 2024 | $1,253.00 (+69.78%) Homeowner's exemption Senior Citizen's exemption | $62,712 (+0.56%) Land $44,718 Building $17,994 | $156,778 (+0.56%) Land $111,794 Building $44,984 |
| 2023 | $738.00 (-29.65%) Homeowner's exemption Senior Citizen's exemption | $62,360 (+28.09%) Land $44,718 Building $17,642 | $155,900 (+28.09%) Land $111,794 Building $44,106 |
| 2022 | $1,049.00 Homeowner's exemption Senior Citizen's exemption | $48,684 Land $35,302 Building $13,382 | $121,710 Land $88,256 Building $33,454 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 398 Mill Rd SW in Zone X, an area of minimal flood risk, though there have been 12 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective June 7, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 12 (1979–2022) |
| Claims Outside the SFHA | 6 of 12 |
| Most Recent Claim | Mar 2022 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 398 Mill Rd SW is moderate, ranking above 67% of the US, with a 0.3% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 67% of the US · above 95% of Georgia |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Fiber | 2,000 / 2,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Spectrum.
5G and 4G LTE (outdoors only)
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