398 Middletown Ave, Wethersfield, CT 06109 Property Records

Wethersfield Town property record for 398 Middletown Ave, Wethersfield, CT 06109

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,902 sqft · built 1976
Lot Size	2.18 acres (94,961 sqft)
Owner	2 Individual Names on File
Last Sale	$196,000 (Mar 1992)
Tax Bill	$12,932 (2025)
Deeds & Mortgages	Aug 2022 Refinance
Flood Zone	Zone X (minimal risk)
APN	`WETH M:271 B:028`

Property Details

APN / Parcel Number

Primary APN	`WETH M:271 B:028`
Alternative APN	`271028`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,902 sqft Living Area
Gross Area	3,738 sqft
Basement Area	918 sqft
Unfinished Basement	918 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	94,961 sqft (2.18 acres)

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Account Number	271028
Street Address	398 MIDDLETOWN AVE
City	WETHERSFIELD
State	CT
Zip	06109-3808
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	C/A/
Legal Block	28
Jurisdiction	WETHERSFIELD CT
Township / Civil Division	WETHERSFIELD
Census Block Group	1
Census Block	1026
Census Tract	492100

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Old Wethersfield Historic District listed 1970 · 1,200 contributing resources · NRIS 70000719

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

398 Middletown Ave is owned and occupied by two individuals who bought it in March 1992.

Source: Wethersfield Town records, as of June 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	398 MIDDLETOWN AVE, WETHERSFIELD, CT 06109-3808
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 6, 1992 · Amount on File
Deed Sale	Mar 6, 1992 · Amount on File
Record Updated	Sep 20, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WETHERSFIELD CT
Property Address	398 MIDDLETOWN AVE, WETHERSFIELD, CT 06109-3808
Transaction Type	Mortgage
Record Updated	Aug 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002150-886
Date	Aug 11, 2022
Book Page	2150/886
Instrument	2022002625

Lender

Name	ANGELA DAWN MONTEROSS

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 398 Middletown Ave was $12,932.

Source: Wethersfield Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Wethersfield Town
Unified School District	Wethersfield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$12,932.00	$313,720 Land $108,620 Building $205,100	$219,604 Land $76,034 Building $143,570
2024	$12,932.00 (+48.1%)
2023	$8,732.00 (+1.71%)	$208,990 (-) Land $73,370 Building $135,620
2022	$8,585.00	$208,990 Land $73,370 Building $135,620

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 398 Middletown Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 29, 2025

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 398 Middletown Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 89% of Connecticut
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	METROPOLITAN DISTRICT COMMISSION serves 390,887 people · EPA ID CT0640011
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 95 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
GoNetspeed Fiber	2,000 / 2,000
Cox Communications Cable	2,000 / 35
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20