398 Main St N, Saint Michael, MN 55376 Property Records

Wright County property record for 398 Main St N, Saint Michael, MN 55376

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,758 sqft · built 1910
Lot Size	1.3 acres (56,785 sqft)
Owner	2 Individual Names on Record
Last Sale	$385,000 (Jan 2022)
Tax Bill	$4,198 (2026)
Deeds & Mortgages	Mar 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`114-332-001010`

Property Details

APN / Parcel Number

Primary APN	`114-332-001010`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,758 sqft Living Area
1st Floor Area	1,172 sqft
Interior Walls	Plaster

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1970
Exterior Material	Vinyl
Construction Type	Steel Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	56,785 sqft (1.3 acres)
Garage Area	936 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Heating System	Baseboard

Location & Zoning

Street Address	398 MAIN ST N
City	SAINT MICHAEL
State	MN
Zip	55376-9548
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-12 TWP-120 RANGE-024 WELTER ESTATES 5TH ADDN LOT-001 BLOCK-001 OCK-001
Legal Range	024
Legal Township	120
Legal Section	12
Legal Subdivision	WELTER ESTATES
Legal Block	1
Legal Lot Number	1
Jurisdiction	WRIGHT MN
Township / Civil Division	ST. MICHAEL
Census Block Group	3
Census Block	3001
Census Tract	100805

Owner

Source: Wright County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	398 MAIN ST N, SAINT MICHAEL, MN 55376-9548
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 28, 2022 · Amount on Record
Deed Sale	Jan 28, 2022 · Amount on Record
Deed Document Number	20221383729
Record Updated	Sep 20, 2026

March 2022: Personal Representative Deed, Transfer

Document Type	Personal Representative Deed
Jurisdiction	WRIGHT MN
Recording Date	Mar 10, 2022
Property Address	398 MAIN ST N, SAINT MICHAEL, MN 55376-9548
Document Number	00A1500849
Instrument Date	Jan 28, 2022
Instrument	A1500849
Transaction Type	Transfer
Record Updated	Apr 3, 2026
Title Company	PREMIUM TITLE GROUP INC, PREMIUM TITLE GROUP WI

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,270.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	398 MAIN ST N, SAINT MICHAEL, MN 55376-9548
Investor	Possibly a Property Investor

Mortgage

Document Number	00A1500850
Date	Mar 10, 2022
Instrument	A1500850

Lender

Name	NOVUS HOME MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2052

Tax Assessment & Valuation

Source: Wright County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Wright County
Municipality	St. Michael City
Unified School District	St. Michael-Albertville School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,198.00 (+12.91%)	$378,700 (+3.22%) Land $156,000 Building $222,700	$378,700 (+3.22%) Land $156,000 Building $222,700
2025		$366,900 (+6.87%) Land $156,000 Building $210,900	$366,900 (+6.87%) Land $156,000 Building $210,900
2023	$3,718.00 (+12.8%)	$343,300 Land $146,000 Building $197,300	$343,300 Land $146,000 Building $197,300
2022	$3,296.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 86% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Joint Powers Water Board serves 30,922 people · EPA ID MN1860024
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2026) action level 15 ppb
Copper	1.56 mg/L (2026) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 298 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: CenturyLink, T-Mobile, Verizon.

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