Okaloosa County property record for 398 Main St, Destin, FL 32541
| Property Type | Office Building |
|---|---|
| Details | 4,305 sqft · built 1956 |
| Lot Size | 0.169 acres (7,370 sqft) |
| Owner | Owner Name on File |
| Last Sale | $114,700 (Dec 2012) |
| Tax Bill | $4,597 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | C56-000-595-5665-4 |
| Primary APN | C56-000-595-5665-4 |
|---|---|
| Alternative APN |
|
| Plumbing Fixtures | 5 Plumbing Fixtures |
|---|---|
| Total Rooms | 16 Rooms |
| Units | 2 Units |
| Stories | 1 Story |
| Building Area | 4,305 sqft Total Area |
| 1st Floor Area | 3,729 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1956 |
|---|---|
| Effective Year Built | Effective 1980 |
| Exterior Material | Brick |
| Construction Type | Masonry / Concrete Block |
| Fire Resistance | Masonry Walls, Wood Interior |
| Roof Type | Steel Frame/Truss |
| Roof Material | Masonite/Cement Shake |
| Lot Area | 7,370 sqft (0.169 acres) |
| Lot Width | 51 ft Width |
| Canopy | 576 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 398 MAIN ST |
|---|---|
| City | DESTIN |
| State | FL |
| Zip | 32541 |
| Property Category | Commercial |
| Property Type | Commercial > Office > Office Building |
| Legal Description | CRESTVIEW LOTS 13 & 14 BLK 68 |
| Legal Range | 23 |
| Legal Township | 03N |
| Legal Section | 17 |
| Legal Subdivision | CRESTVIEW |
| Legal Block | 68 |
| Legal Lot Number | 13,14 14 |
| Jurisdiction | OKALOOSA FL |
| Township / Civil Division | CRESTVIEW |
| Census Block Group | 4 |
| Census Block | 4057 |
| Census Tract | 23305 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Crestview Commercial Historic District listed 2006 · 53 contributing resources · NRIS 06000620 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
The current owner of 398 Main St bought it in December 2012.
Source: Okaloosa County records, as of December 8, 2025
| Owner of Record | Owner Name on File |
|---|---|
| Mailing Address | 1201 N EGLIN PKWY, SHALIMAR, FL 32579-1206 |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 21, 2012 · Amount on File |
| Deed Sale | Dec 21, 2012 · Amount on File |
| Deed Document Number | 2823062 |
| Deed Book / Page | 3071 / 0431 |
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 398 Main St was $4,597.
Source: Okaloosa County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Okaloosa County |
| Municipality | Crestview City |
| Unified School District | Okaloosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,597.00 | $302,487 Land $100,776 Building $201,711 | $302,487 Land $100,776 Building $201,711 |
| 2023 | $4,111.00 (+13.13%) | $270,969 (+21.41%) Land $80,325 Building $190,644 | $270,969 (+21.41%) Land $80,325 Building $190,644 |
| 2022 | $3,634.00 | $223,185 Land $47,881 Building $175,304 | $223,185 Land $47,881 Building $175,304 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 398 Main St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 8, 2021
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 398 Main St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CRESTVIEW, CITY OF WATER DEPT. serves 34,789 people · EPA ID FL1460182 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 199 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| AT&T Fixed Wireless · Fiber in parts of the area | 100 / 20 |
May also be available: CenturyLink, Cox Communications, LiveOak Fiber, Verizon.
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