Schenectady County and Glenville Town property record for 398 Lovers Ln, Amsterdam, NY 12010
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,960 sqft · built 1999 |
| Lot Size | 7.82 acres (340,639 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $20,000 (May 1999) |
| Tax Bill | $9,149 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 422289 3.-2-48 |
| Primary APN | 422289 3.-2-48 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,960 sqft Living Area |
| 1st Floor Area | 1,120 sqft |
| Upper Floors Area | 840 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 340,639 sqft (7.82 acres) |
| Pole Barn | Pole Barn |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Sewer | Septic |
| Water Source | Well |
| Account Number | C06509 |
|---|---|
| Street Address | 398 LOVERS LN |
| City | AMSTERDAM |
| State | NY |
| Zip | 12010-8439 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RES |
| Legal Description | DUANE ET AL L3 HL |
| Legal Block | 2 |
| Legal Lot Number | 48.000 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | GLENVILLE |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 32504 |
398 Lovers Ln is owned and occupied by two individuals who bought it in May 1999.
Source: Schenectady County and Glenville Town records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 398 LOVERS LN, AMSTERDAM, NY 12010-8439 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 7, 1999 · Amount on File |
| Deed Sale | May 7, 1999 · Amount on File |
| Prior Sale | May 7, 1999 |
| Deed Book / Page | 1556 / 86 |
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 398 Lovers Ln was $9,149 with a homeowner's exemption, up 1.1% from the year before.
Source: Schenectady County and Glenville Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| County Subdivision | Glenville Town |
| Unified School District | Scotia-Glenville Central School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $9,149.00 (+1.09%) Homeowner's exemption | ||
| 2025 | $9,050.00 | $243,300 Land $40,800 Building $202,500 | $442,364 Land $74,182 Building $368,182 |
| 2023 | $243,300 Land $40,800 Building $202,500 | $357,794 Land $60,000 Building $297,794 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 398 Lovers Ln in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2005.
Source: FEMA National Flood Hazard Layer, effective January 7, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 4 (2005–2019) |
| Claims Outside the SFHA | 1 of 4 |
| Most Recent Claim | Feb 2019 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 398 Lovers Ln is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
No cell data coverage reported
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