398 Knowles Dr, Los Gatos, CA 95032 Property Records

Santa Clara County property record for 398 Knowles Dr, Los Gatos, CA 95032

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,898 sqft · built 1999
Lot Size	0.22 acres (9,583 sqft)
Owner	2 Trust Names on File
Last Sale	$2,400,000 (Jan 2021)
Tax Bill	$16,414 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Jan 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`406-28-036`

Property Details

APN / Parcel Number

Primary APN	`406-28-036`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,898 sqft Living Area
1st Floor Area	1,611 sqft
2nd Floor Area	1,287 sqft
Family Room	Family Room
Utility Room	Utility Room

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Custom Design
Construction Type	Wood
Lot Area	9,583 sqft (0.22 acres)
Garage Area	730 sqft
Parking Spaces	3 Parking Spaces
Porch	Porch

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	398 KNOWLES DR
City	LOS GATOS
State	CA
Zip	95032-1553
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 1
Legal Subdivision	PARR
Legal Lot Number	1
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SAN JOSE
Census Block Group	3
Census Block	3008
Census Tract	506703

Owner

398 Knowles Dr is owner-occupied and held in a trust since January 2021.

Source: Santa Clara County records, as of July 27, 2026

Owner of Record	2 Trust Names on File
Mailing Address	398 KNOWLES DR, LOS GATOS, CA 95032-1553
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage GOOGAIN INC
Jan 14, 2021	Grant Deed, Transfer · Conventional Mortgage GOOGAIN INC
Apr 22, 2020	Deed of Trust, Mortgage BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 14, 2021 · Amount on File
Deed Sale	Jan 14, 2021 · Amount on File
Prior Sale	Dec 18, 2014 · Amount on File
Deed Document Number	202124786814
Prior Transfer Date	Sep 28, 2011
Prior Transfer Doc	0021345574
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	398 KNOWLES DR, LOS GATOS, CA 95032-1553
Transaction Type	Mortgage
Record Updated	Sep 6, 2021
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	398 KNOWLES DR, LOS GATOS, CA 95032-1553

Mortgage

Document Number	0025078278
Date	Aug 26, 2021
Instrument	25078278

Lender

Name	GOOGAIN INC
Type	Mortgage Company
Address	SUNNYVALE, CA 94086

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

January 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Jan 14, 2021
Property Address	398 KNOWLES DR, LOS GATOS, CA 95032-1553
Document Number	0024786814
Map Reference	MB 702 PG 39&40
Instrument Date	Jan 8, 2021
Instrument	24786814
Transaction Type	Transfer
Record Updated	Sep 1, 2021
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Revocable Trust
Address	398 KNOWLES DR, LOS GATOS, CA 95032-1553

Mortgage

Document Number	0024786815
Date	Jan 14, 2021
Instrument	24786815

Lender

Name	GOOGAIN INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2051

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	398 KNOWLES DR, LOS GATOS, CA 95032-1553
Document Number	0024467579
Instrument Date	Apr 22, 2020
Transaction Type	Mortgage
Record Updated	May 13, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	398 KNOWLES DR LOS GATOS CA 950321553, LOS GATOS, CA 95032-1553

Mortgage

Document Number	0024467579
Date	Apr 30, 2020
Instrument	24467579

Lender

Name	BANK OF AMERICA
Type	Bank
Address	101 S TRYON ST, CHARLOTTE, NC 28280-0002

Agreement

Amount	Amount on Record
Term	360 Months
Due	Apr 29, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 398 Knowles Dr was $16,414 with a homeowner's exemption.

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	Los Gatos Town
Elementary School District	Campbell Union Elementary School District (KG - 08)
Secondary School District	Campbell Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,326,254 (+2%) Land $921,261 Building $404,993
2025	$16,414.00 Homeowner's exemption	$1,300,250 Land $903,198 Building $397,052
2023	$15,677.00 (+0.87%) Homeowner's exemption	$1,249,762 Land $868,127 Building $381,635
2022	$15,542.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 398 Knowles Dr in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective January 18, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 398 Knowles Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAN JOSE WATER private · serves 1,039,920 people · EPA ID CA4310011
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jun 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 554 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Etheric Networks Fixed Wireless	250 / 100
Ridge Wireless Fixed Wireless	100 / 60
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks, Sail Internet.

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