Bergen County and Paramus Borough property record for 398 Island Rd, Paramus, NJ 07652 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Year Built | Built 1955 |
| Square Footage | 2,348 sqft Living Area |
| Lot Size | 13,558 sqft (0.311 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $710,000 (2016) |
| Tax Bill | $12,674.00 (2025) |
| Primary APN | 46-04208-0000-00001 |
|---|---|
| Alternative APNs |
|
| Building Area | 2,348 sqft Living Area |
|---|---|
| Stories | 2 Stories |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1955 |
| Construction Type | Frame Construction |
| Lot Area | 13,558 sqft (0.311 acres) |
| Account Number | 353400 |
|---|---|
| Street Address | 398 ISLAND RD |
| City | PARAMUS |
| State | NJ |
| Zip | 07652-2121 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | 111XIRR. 5.6LT. |
| Legal Subdivision | MIDLAND KNOLLS SEC 4 |
| Legal Block | 4208 |
| Legal Lot Number | 1 |
| Jurisdiction | BERGEN NJ |
| Minor Civil Division | PARAMUS |
| Census Blockgroup | 3 |
| Census Block | 3002 |
| Census Tract | 42400 |
Source: Bergen County and Paramus Borough records · APN 46-04208-0000-00001
Assessment roll updated June 29, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 398 ISLAND RD, PARAMUS, NJ 07652-2121 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jul 28, 2021 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA |
| Nov 13, 2019 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA |
| Oct 23, 2017 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 17, 2016 · Amount on Record |
| Deed Sale | Oct 17, 2016 · Amount on Record |
| Deed Doc Number | 20167972801 |
| Deed Book / Page | 2408 / 610 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 398 ISLAND RD, PARAMUS, NJ 07652-2121 |
| Transaction Type | Mortgage |
| Record Updated | Sep 07, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0043000233 |
|---|---|
| Date | Jul 28, 2021 |
| Book Page | 4300/233 |
| Instrument | 2021121537 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 398 ISLAND RD, PARAMUS, NJ 07652-2121 |
| Document Number | 0034361486 |
| Instrument Date | Nov 13, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Dec 27, 2019 |
| Title Company | WFG LENDER SERVICES, WFG LENDER SVCS |
| Name | Verified Name |
|---|---|
| Address | 398 ISLAND RD PARAMUS NJ 076522121, PARAMUS, NJ 07652-2121 |
| Document Number | 0034361486 |
|---|---|
| Date | Dec 12, 2019 |
| Book Page | 003436/001486 |
| Instrument | 86669 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 11, 2049 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 398 ISLAND RD, PARAMUS, NJ 07652-2121 |
| Document Number | 0027910998 |
| Instrument Date | Oct 23, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 28, 2018 |
| Title Company | WFG LENDER SERVICES |
| Name | Verified Name |
|---|---|
| Address | 398 ISLAND RD PARAMUS NJ 076522121, PARAMUS, NJ 07652-2121 |
| Document Number | 0027910998 |
|---|---|
| Date | Nov 21, 2017 |
| Book Page | 002791/000998 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 20, 2047 |
| Rate Type | Adjustable Rate |
|---|
Source: Bergen County and Paramus Borough records · Assessment roll updated June 29, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Paramus Borough |
| Unified School District | Paramus Borough School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $896,200 (+6%) Land $470,200 Building $426,000 | $896,200 (+6%) Land $470,200 Building $426,000 | |
| 2025 | $12,674.00 (+9.09%) | $845,500 (+15.4%) Land $429,800 Building $415,700 | $845,500 (+15.4%) Land $429,800 Building $415,700 |
| 2024 | $11,618.00 (+8.96%) | ||
| 2023 | $732,700 Land $354,800 Building $377,900 | $732,700 Land $354,800 Building $377,900 | |
| 2022 | $10,663.00 |
Source: FEMA National Flood Hazard Layer, Bergen County (34003C), updated December 8, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 5% of the US · above 14% of New Jersey |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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