398 High Cliffs Rd, Highlands, NC 28741 Property Records

Jackson County property record for 398 High Cliffs Rd, Highlands, NC 28741

Property Summary

Property Type	Other Improved
Lot Size	3.51 acres (152,896 sqft)
Owner	Trust Name on Record
Last Sale	$170,000 (Oct 2020)
Tax Bill	$4,008 (2023)
Deeds & Mortgages	Oct 2020 Sale Jul 2020 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`7571-15-6626`

Property Details

APN / Parcel Number

Primary APN	`7571-15-6626`
Alternative APN	`98948`

Exterior

Lot Area	152,896 sqft (3.51 acres)
Terrain	Rolling

Location & Zoning

Account Number	98948
Street Address	398 HIGH CLIFFS RD
City	HIGHLANDS
State	NC
Zip	28741
Property Category	Other
Property Type	Other > Other Improved
Legal Description	LT 14 CHATTOOGA CLIFFS
Legal Township	07
Legal Subdivision	CHATTOOGA CLIFFS
Legal Lot Number	14
Jurisdiction	JACKSON NC
Township / Civil Division	CASHIERS
Census Block Group	2
Census Block	2072
Census Tract	950900

Owner

Source: Jackson County records, as of September 28, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Trust Name on Record
Mailing Address	7215 TEAL CREEK GLN, LAKEWOOD RANCH, FL 34202-5037
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Oct 5, 2020	Warranty Deed, Transfer ATTORNEY ONLY
Jul 17, 2020	Warranty Deed, Transfer ATTORNEY ONLY
Jul 17, 2020	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 5, 2020 · Amount on Record
Deed Sale	Oct 5, 2020 · Amount on Record
Prior Sale	Jul 17, 2020
Deed Document Number	0022781585
Deed Book / Page	2278 / 1585
Record Updated	Jun 7, 2026

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON NC
Recording Date	Oct 5, 2020
Property Address	398 HIGH CLIFFS RD, HIGHLANDS, NC 28741
Document Number	0022781585
Book / Page	002278 / 001585
Instrument Date	Oct 5, 2020
Transaction Type	Transfer
Record Updated	Oct 28, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$340.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	194 SHORTOFF SPRINGS RD HIGHLANDS NC 287410615, HIGHLANDS, NC 28741-0615

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON NC
Recording Date	Jul 17, 2020
Property Address	398 HIGH CLIFFS RD, HIGHLANDS, NC 28741
Document Number	0002271140
Book / Page	000227 / 001140
Instrument Date	Jul 14, 2020
Transaction Type	Transfer
Record Updated	Aug 25, 2020
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	5716 S GORDON AVE TAMPA FL 336114777, TAMPA, FL 33611-4777

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON NC
Recording Date	Jul 17, 2020
Property Address	398 HIGH CLIFFS RD, HIGHLANDS, NC 28741
Document Number	0022711137
Book / Page	002271 / 001137
Instrument Date	Jul 14, 2020
Transaction Type	Transfer
Record Updated	Aug 25, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	5716 S GORDON AVE TAMPA FL 336114777, TAMPA, FL 33611-4777

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Jackson County
Unified School District	Jackson County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2023	$4,008.00	$1,054,830 Land $150,000 Building $904,830

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 25 policies
Nearby Flood Policies	25 in force
Nearby Flood Claims	7 (1994–2024)
Claims Outside the SFHA	6 of 7
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Hurricane Ivan, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 58% of North Carolina
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TIMBER RIDGE private · serves 51 people · EPA ID NC1050069
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	11 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024 Lead public education Aug 2010
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
BalsamWest FiberNET Fiber	1,000 / 500

May also be available: Verizon, Vyve Broadband.

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