398 Hagans Rd, Morgantown, WV 26501 Property Records

Monongalia County property record for 398 Hagans Rd, Morgantown, WV 26501

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 2,150 sqft · built 1800
Lot Size	2.68 acres (116,741 sqft)
Owner	2 Individual Names on Record
Last Sale	$65,400 (Mar 2012)
Tax Bill	$883 (2026)
Deeds & Mortgages	Jul 2023 Second Mortgage Aug 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`07-17-0043.0002`

Property Details

APN / Parcel Number

Primary APN	`07-17-0043.0002`
Alternative APN	`31-07-17-0043.0002`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,150 sqft Living Area
1st Floor Area	2,150 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1800
Effective Year Built	Effective 1800
Architectural Style	Conventional
Construction Type	Frame
Lot Area	116,741 sqft (2.68 acres)
Terrain	Rolling

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	398 HAGANS RD
City	MORGANTOWN
State	WV
Zip	26501-7734
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	2.68 AC SUR BIG IND CREEK (FLOOD AREA)
Legal Subdivision	SUR BIG IND CREEK
Jurisdiction	MONONGALIA WV
Township / Civil Division	WESTERN
Census Block Group	5
Census Block	5003
Census Tract	11300

Owner

Source: Monongalia County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	398 HAGANS RD, MORGANTOWN, WV 26501-7734
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 27, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Aug 2, 2022	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Oct 22, 2021	Deed of Trust, Mortgage · Commercial Mortgage DEPARTMENT OF HOUSING & URBAN DEV

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 12, 2012 · Amount on Record
Deed Sale	Mar 12, 2012 · Amount on Record
Deed Document Number	2012446830
Deed Book / Page	1455 / 273
Record Updated	Oct 29, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONONGALIA WV
Property Address	398 HAGANS RD, MORGANTOWN, WV 26501-7734
Transaction Type	Mortgage
Record Updated	Aug 16, 2023
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	398 HAGANS RD, MORGANTOWN, WV 26501-7734

Mortgage

Document Number	0000903985
Date	Jul 27, 2023
Book Page	2572/526
Instrument	903985

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	262 Months
Due	May 1, 2045

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONONGALIA WV
Property Address	398 HAGANS RD, MORGANTOWN, WV 26501-7734
Transaction Type	Mortgage
Record Updated	Aug 18, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	391 HAGANS RD, MORGANTOWN, WV 26501-7735

Mortgage

Document Number	0000872621
Date	Aug 2, 2022
Book Page	2527/418
Instrument	872621

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	MOORPARK, CA 93021

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	273 Months
Due	May 1, 2045

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONONGALIA WV
Property Address	398 HAGANS RD, MORGANTOWN, WV 26501-7734
Transaction Type	Mortgage
Record Updated	Nov 5, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	398 HAGANS RD, MORGANTOWN, WV 26501-7734

Mortgage

Document Number	2477/261
Date	Oct 22, 2021
Book Page	2477/261
Instrument	846529

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	281 Months
Due	Mar 1, 2045

Tax Assessment & Valuation

Source: Monongalia County assessment roll, as of November 4, 2025

Property Jurisdictions

Type	Name
State	West Virginia
County	Monongalia County
Unified School District	Monongalia School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$883.00 (+2.2%)	$82,740 (+2.22%) Land $27,000 Building $55,740	$137,900 (+2.22%) Land $45,000 Building $92,900
2025	$864.00 (-0.12%)	$80,940 (-) Land $27,000 Building $53,940	$134,900 (-) Land $45,000 Building $89,900
2023	$865.00 (+22.18%)	$80,940 (+17%) Land $27,000 Building $53,940	$134,900 (+17%) Land $45,000 Building $89,900
2022	$708.00	$69,180 Land $19,680 Building $49,500	$115,300 Land $32,800 Building $82,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 5, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (2017)
Most Recent Claim	Jul 2017 · Severe Storms, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 79% of West Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PAW PAW ROUTE 19 PSD serves 1,257 people · EPA ID WV3302518
Water Source	Purchased surface water from CITY OF FAIRMONT
Last State Inspection	Mar 2024
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Apr 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

Cell Coverage

4G LTE (outdoors only), no 5G reported

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