398 Gough Rd, Rustburg, VA 24588 Property Records

Campbell County property record for 398 Gough Rd, Rustburg, VA 24588

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,392 sqft · built 1962
Lot Size	1.74 acres (75,794 sqft)
Owner	2 Individual Names on File
Last Sale	$285,000 (Jun 2021)
Tax Bill	$1,085 (2026)
Deeds & Mortgages	Feb 2018 Mortgage Mar 2018 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`32F-5-8`

Property Details

APN / Parcel Number

Primary APN	`32F-5-8`
Alternative APNs	`032F-05000-008-0` `000036800` `36800`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Building Area	2,392 sqft Living Area
Basement Area	1,196 sqft
Finished Basement	1,196 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Exterior Material	Brick
Construction Type	Frame
Roof Type	Gable
Lot Area	75,794 sqft (1.74 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	36800
Street Address	398 GOUGH RD
City	RUSTBURG
State	VA
Zip	24588-2586
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A1
Legal Description	LOT 8 SOLITUDE
Legal Subdivision	SOLITUDE
Legal Lot Number	8
Jurisdiction	CAMPBELL VA
Township / Civil Division	RUSTBURG
Census Block Group	1
Census Block	1010
Census Tract	20500

Owner

398 Gough Rd is owned and occupied by two individuals who bought it in June 2021.

Source: Campbell County records, as of August 18, 2026

Owner of Record	2 Individual Names on File
Mailing Address	398 GOUGH RD, RUSTBURG, VA 24588-2586
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 28, 2018	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Mar 13, 2018	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
May 13, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance QUICKEN LOANS LLC
Jun 28, 2021	Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 28, 2021 · Amount on File
Deed Sale	Jun 28, 2021 · Amount on File
Deed Document Number	20214801
Record Updated	Sep 20, 2026

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAMPBELL VA
Property Address	398 GOUGH RD, RUSTBURG, VA 24588-2586
Transaction Type	Mortgage
Record Updated	Dec 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0180000843
Date	Feb 28, 2018
Instrument	180000843

Lender

Name	PENNYMAC LOAN SERVICES LLC

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	241 Months
Due	Mar 1, 2038

Interest

Rate Type	Fixed Rate

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAMPBELL VA
Property Address	398 GOUGH RD, RUSTBURG, VA 24588-2586
Transaction Type	Mortgage
Record Updated	Dec 23, 2021
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0180001114
Date	Mar 13, 2018
Instrument	180001114

Lender

Name	PENNYMAC LOAN SERVICES LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Apr 1, 2038

Interest

Rate Type	Fixed Rate

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAMPBELL VA
Property Address	398 GOUGH RD, RUSTBURG, VA 24588-2586
Transaction Type	Mortgage
Record Updated	Dec 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0210003579
Date	May 13, 2021
Instrument	210003579

Lender

Name	QUICKEN LOANS LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	178 Months
Due	Mar 1, 2036

Interest

Rate Type	Fixed Rate
Rate	2.5%

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CAMPBELL VA
Recording Date	Jun 28, 2021
Property Address	398 GOUGH RD, RUSTBURG, VA 24588-2586
Document Number	210004801
Instrument Date	May 26, 2021
Instrument	210004801
Transaction Type	Transfer
Record Updated	Aug 11, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	398 GOUGH RD, RUSTBURG, VA 24588-2586

Mortgage

Document Number	210004802
Date	Jun 28, 2021
Instrument	210004802

Lender

Name	UNITED WHOLESALE MORTGAGE LLC

Agreement

Type	FHA Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2026 property tax bill for 398 Gough Rd was $1,085.

Source: Campbell County assessment roll, as of August 18, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Campbell County
Unified School District	Campbell County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,085.00	$241,300 Land $39,400 Building $201,900	$241,300 Land $39,400 Building $201,900
2023	$1,085.00	$241,300 Land $39,400 Building $201,900	$241,300 Land $39,400 Building $201,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 398 Gough Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 398 Gough Rd is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 54% of Virginia
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Fiber	2,000 / 2,000
Glo Fiber Cable	1,200 / 50
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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