Habersham County property record for 398 Galloway St, Cornelia, GA 30531
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,431 sqft · built 1930 |
| Lot Size | 0.52 acres (22,651 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $2,220 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 087D064 |
| Primary APN | 087D064 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,431 sqft Heated Area |
| Gross Area | 2,084 sqft |
| 1st Floor Area | 1,431 sqft |
| Flooring | Softwood |
| Interior Walls | Wood |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 2000 |
| Exterior Material | Wood |
| Roof Type | Gable |
| Roof Material | Wood Shingle |
| Lot Area | 22,651 sqft (0.52 acres) |
| Lot Dimensions | 159 ft deep x 143 ft wide |
| Porch | Slab |
|---|---|
| Porch Area | 401 sqft |
| Deck Area | 252 sqft |
| Patio Area | 252 sqft |
| Cooling System | None |
|---|---|
| Heating Fuel | Gas |
| Account Number | 397108 |
|---|---|
| Street Address | 398 GALLOWAY ST |
| City | CORNELIA |
| State | GA |
| Zip | 30531-3219 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1A |
| Legal Description | 10-149 265 GALLOWA 296-419 |
| Jurisdiction | HABERSHAM GA |
| Township / Civil Division | CORNELIA |
| Census Block Group | 4 |
| Census Block | 4013 |
| Census Tract | 604 |
398 Galloway St is owned and occupied by an individual.
Source: Habersham County records, as of September 11, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 398 GALLOWAY ST, CORNELIA, GA 30531-3219 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 398 Galloway St was $2,220 with a homeowner's exemption.
Source: Habersham County assessment roll, as of September 11, 2026
| Type | Name |
|---|---|
| State | Georgia |
| County | Habersham County |
| Municipality | Cornelia City |
| Unified School District | Habersham County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,220.00 Homeowner's exemption | $92,448 Land $11,687 Building $80,761 | $231,121 Land $29,218 Building $201,903 |
| 2023 | Homeowner's exemption | $35,460 (+13.71%) Land $11,784 Building $23,676 | $88,650 (+13.71%) Land $29,460 Building $59,190 |
| 2022 | Homeowner's exemption | $31,184 Land $10,604 Building $20,580 | $77,960 Land $26,510 Building $51,450 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 398 Galloway St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 5, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 398 Galloway St is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · lower than 89% of Georgia |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CORNELIA serves 6,130 people · EPA ID GA1370003 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2025 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 228 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| TrailWave Fiber | 1,000 / 1,000 |
| Windstream Cable · DSL · Fiber in parts of the area | 1,000 / 25 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: AT&T, Point Broadband.
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