398 Expedition Ln, Milpitas, CA 95035 Property Records

Santa Clara County property record for 398 Expedition Ln, Milpitas, CA 95035

Property Summary

Property Type	Condominium
Details	2 bd · 2.5 ba · 1,512 sqft · built 2016
Lot Size	0.01 acres (436 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,088,000 (Oct 2025)
Tax Bill	$11,556 (2025)
Deeds & Mortgages	Oct 2025 Sale & Mortgage Jul 2023 Transfer + 4 more
Flood Zone	Zone AO (high risk)
APN	`086-89-038`

Property Details

APN / Parcel Number

Primary APN	`086-89-038`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	3 Stories
Building Area	1,512 sqft Living Area
Gross Area	1,431 sqft
1st Floor Area	81 sqft
2nd Floor Area	689 sqft

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	436 sqft (0.01 acres)
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	None

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Old Parcel Number	08689038
Street Address	398 EXPEDITION LN
City	MILPITAS
State	CA
Zip	95035-8098
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	M2S
Legal Description	TRACT 10224 LOT 4
Legal Subdivision	10224 TRAVERSE PH 9
Legal Tract	10224
Legal Lot Number	4
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SAN JOSE
Census Block Group	4
Census Block	4007
Census Tract	504505

Owner

Source: Santa Clara County records, as of July 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	398 EXPEDITION LN, MILPITAS, CA 95035-8098
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Oct 31, 2025	Grant Deed, Transfer · Conventional Mortgage US BANK NA
Jul 17, 2023	Intrafamily Transfer, Transfer
Nov 25, 2019	Deed of Trust, Mortgage · Line of Credit FIRST REPUBLIC BANK
Sep 8, 2017	Deed of Trust, Mortgage · Conventional Mortgage XIAOPING JIAO
Jun 5, 2017	Grant Deed OTHER
Feb 16, 2017	Grant Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 31, 2025 · Amount on Record
Deed Sale	Oct 31, 2025 · Amount on Record
Prior Sale	Feb 16, 2017 · Amount on Record
Deed Document Number	202525894023
Prior Transfer Date	Jul 14, 2023
Prior Transfer Doc	0025501544
Record Updated	Sep 20, 2026

October 2025: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Oct 31, 2025
Property Address	398 EXPEDITION LN, MILPITAS, CA 95035-8098
Document Number	0025894023
Map Reference	MB 878 PG 1 - 9
Instrument Date	Oct 31, 2025
Instrument	25894023
Transaction Type	Transfer
Record Updated	Apr 2, 2026
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,196.80
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	398 EXPEDITION LN, MILPITAS, CA 95035-8098

Mortgage

Document Number	0025894024
Date	Oct 31, 2025
Instrument	25894024

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	5.75%
Adjustable	Adjustable Rate Rider
Type Change Date	Nov 1, 2032
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	10.7%
Index	1-Year CMT
Max Rate	10.7%

July 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CLARA CA
Recording Date	Jul 17, 2023
Property Address	398 EXPEDITION LN, MILPITAS, CA 95035-8098
Document Number	0025501544
Map Reference	DOC 23069055
Instrument Date	Jul 14, 2023
Instrument	25501544
Transaction Type	Transfer
Record Updated	Jul 26, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	19113 BROOKVIEW DR, SARATOGA, CA 95070-3421

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	398 EXPEDITION LN, MILPITAS, CA 95035-8098
Transaction Type	Mortgage
Record Updated	Aug 31, 2021
Title Company	NORTH AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0024340353
Date	Nov 25, 2019
Instrument	24340353

Lender

Name	FIRST REPUBLIC BANK
Type	Bank
Address	SAN FRANCISCO, CA 94111

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Nov 26, 2044

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	398 EXPEDITION LN, MILPITAS, CA 95035-8098
Document Number	0023748322
Instrument Date	Sep 8, 2017
Transaction Type	Mortgage
Record Updated	Sep 15, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	398 EXPEDITION LN MILPITAS CA 950358098, MILPITAS, CA 95035-8098

Mortgage

Document Number	0023748322
Date	Sep 8, 2017
Instrument	23748322

Lender

Name	XIAOPING JIAO
Address	5081 CARDUCCI DR, PLEASANTON, CA 94588-6012

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Sep 7, 2032

Interest

Rate Type	Fixed Rate
Rate	4%

June 2017: Grant Deed

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Jun 5, 2017
Property Address	398 EXPEDITION LN, MILPITAS, CA 95035-8098
Document Number	0023665632
Instrument Date	May 17, 2017
Instrument	23665632
Record Updated	Jun 21, 2017
Title Company	OTHER

Transaction

Amount	Amount Recorded
Tax	$869.00
Amount Accuracy	Full Value

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5081 CARDUCCI DR PLEASANTON CA 945886012, PLEASANTON, CA 94588-6012

February 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Feb 16, 2017
Property Address	398 EXPEDITION LN, MILPITAS, CA 95035-8098
Document Number	0023584533
Instrument Date	Feb 15, 2017
Instrument	23584533
Transaction Type	Transfer
Record Updated	Feb 23, 2017

Transaction

Amount	Amount Recorded
Tax	$869.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5081 CARDUCCI DR PLEASANTON CA 945886012, PLEASANTON, CA 94588-6012

Tax Assessment & Valuation

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	Milpitas City
Unified School District	Milpitas Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,088,000 (+18.67%) Land $544,000 Building $544,000
2025	$11,556.00 (+3.34%) Homeowner's exemption	$916,856 (+4.04%) Land $458,428 Building $458,428
2023	$11,182.00 (+0.8%) Homeowner's exemption	$881,256 (+2%) Land $440,628 Building $440,628
2022	$11,093.00 Homeowner's exemption	$863,978 Land $431,989 Building $431,989

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AO high risk · sheet flow 1–3 ft
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 22 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	27 units insured incl. 5 condo units

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MILPITAS serves 81,915 people · EPA ID CA4310005
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2025
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 382 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
Etheric Networks Fixed Wireless	250 / 100
Ridge Wireless Fixed Wireless	100 / 60

May also be available: AT&T, GeoLinks, Sail Internet, T-Mobile.

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