398 Epping Ct NE, Palm Bay, FL 32907 Property Records

Brevard County property record for 398 Epping Ct NE, Palm Bay, FL 32907

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,320 sqft · built 1978
Lot Size	0.21 acres (9,148 sqft)
Owner	Individual Name on Record
Last Sale	$280,000 (Dec 2023)
Tax Bill	$3,519 (2025)
Deeds & Mortgages	Dec 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`28-37-33-LI-3005-8`

Property Details

APN / Parcel Number

Primary APN	`28-37-33-LI-3005-8`
Alternative APNs	`28-37-33-LI-03005.0-0008.00` `2843701`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,320 sqft Living Area
Gross Area	1,614 sqft
1st Floor Area	1,320 sqft

Exterior

Year Built	Built 1978
Effective Year Built	Effective 2002
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	9,148 sqft (0.21 acres)
Lot Dimensions	100 ft deep x 92 ft wide
Garage Type	Attached
Garage Area	270 sqft
Porch	Finished/Open Porch
Porch Area	24 sqft
Patio Area	230 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	2843701
Street Address	398 EPPING CT NE
City	PALM BAY
State	FL
Zip	32907-2227
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS2
Legal Description	PORT MALABAR UNIT 55 LOT 8 BLK 3005
Legal Range	37E
Legal Township	28S
Legal Section	33
Legal Subdivision	PORT MALABAR UNIT 55
Legal Block	3005
Legal Lot Number	8
Legal Unit	55
Jurisdiction	BREVARD FL
Township / Civil Division	PALM BAY
Census Block Group	1
Census Block	1001
Census Tract	65202

Owner

Source: Brevard County records, as of August 18, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	398 EPPING CT NE, PALM BAY, FL 32907-2227
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 29, 2023 · Amount on Record
Deed Sale	Dec 29, 2023 · Amount on Record
Deed Document Number	2023270530
Deed Book / Page	9962 / 483
Prior Transfer Date	Dec 8, 2015
Prior Transfer Doc	0075072458
Record Updated	Sep 20, 2026

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BREVARD FL
Recording Date	Dec 29, 2023
Property Address	398 EPPING CT NE, PALM BAY, FL 32907-2227
Document Number	0099620483
Book / Page	9962 / 483
Map Reference	MB 24 PG 132-136
Instrument Date	Dec 29, 2023
Instrument	2023270530
Transaction Type	Transfer
Record Updated	Jan 15, 2024
Title Company	DOCKSIDE TITLE LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,960.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1691 TALAVERA ST SE, PALM BAY, FL 32909-5410

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	398 EPPING CT NE, PALM BAY, FL 32907-2227

Mortgage

Document Number	0009962485
Date	Dec 29, 2023
Instrument	9962/485

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2054

Tax Assessment & Valuation

Source: Brevard County assessment roll, as of August 18, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Brevard County
Municipality	Palm Bay City
Unified School District	Brevard County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$192,310 (-10.13%)	$192,310 (-10.13%)
2025	$3,519.00 (-7.25%) Homeowner's exemption Veteran's exemption	$213,980 (+4.22%)	$213,980 (+4.22%)
2024	$3,794.00 (+5.07%)
2023	$3,611.00	$205,310 Land $50,000 Building $155,310	$205,310 Land $50,000 Building $155,310

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 190 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	190 in force
Nearby Flood Claims	27 (1995–2025)
Claims Outside the SFHA	2 of 27
Most Recent Claim	Jul 2025 · other causes
Claims by Event	Hurricane Irma, Sep 2017 · 3 claims Hurricane Frances, Sep 2004 · 7 claims Hurricane Erin, Aug 1995 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PALM BAY serves 140,750 people · EPA ID FL3050442
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 317 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wire 3 Fiber	10,000 / 10,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20