Hampden County and West Springfield Town City property record for 398 Elm St, West Springfield, MA 01089
| Property Type | Apartments (5+ Units) |
|---|---|
| Details | 4 bd · 4 ba · 3,256 sqft · built 1910 |
| Lot Size | 0.281 acres (12,254 sqft) |
| Owner | Company Name on File |
| Last Sale | $325,000 (Nov 2016) |
| Tax Bill | $6,432 (2026) |
| Deeds & Mortgages | Mar 2026 Mortgage |
| Flood Zone | Zone X (reduced by levee) |
| APN | 102-06700-38-001 |
| Primary APN | 102-06700-38-001 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Units | 4 Units |
| Stories | 2 Stories |
| Building Area | 3,256 sqft Living Area |
| Gross Area | 7,208 sqft |
| Basement Area | 1,628 sqft |
| Unfinished Basement | 1,628 sqft |
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 1910 |
| Architectural Style | Other |
| Exterior Material | Other |
| Construction Type | Steel Frame |
| Roof Type | Gable |
| Roof Material | Wood Shingle |
| Lot Area | 12,254 sqft (0.281 acres) |
| Heating System | Steam |
|---|---|
| Heating Fuel | Gas |
| Account Number | 102-06700-38-001 |
|---|---|
| Street Address | 398 ELM ST |
| City | WEST SPRINGFIELD |
| State | MA |
| Zip | 01089-2666 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Apartments (5+ Units) |
| Local Zoning Code | RB |
| Legal Block | 6700 |
| Legal Lot Number | 38 |
| Jurisdiction | WEST SPRINGFIELD MA |
| Township / Civil Division | WEST SPRINGFIELD TOWN |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 812201 |
398 Elm St, a residential property, is owned by a company that bought it in November 2016.
Source: Hampden County and West Springfield Town City records, as of October 20, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 632 WESTFIELD ST, WEST SPRINGFIELD, MA 01089-3887 |
| Owner Type | Company |
| Vesting | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 10, 2016 · Amount on File |
| Deed Sale | Nov 10, 2016 · Amount on File |
| Prior Sale | Mar 19, 2009 · Amount on File |
| Deed Document Number | 201667679 |
| Deed Book / Page | 21441 / 595 |
| Transfer Doc | 021441-595 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WEST SPRINGFIELD MA |
| Property Address | 398 ELM ST, WEST SPRINGFIELD, MA 01089-2666 |
| Transaction Type | Mortgage |
| Record Updated | Apr 15, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0026268-35 |
|---|---|
| Date | Mar 27, 2026 |
| Book Page | 26268/35 |
| Instrument | 13033 |
| Name | POLISH NATIONAL CU |
|---|---|
| Type | Credit Union |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
The 2026 property tax bill for 398 Elm St was $6,432, up 30.8% from the year before.
Source: Hampden County and West Springfield Town City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Hampden County |
| Municipality | West Springfield Town City |
| Unified School District | West Springfield School District (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $6,432.00 (+30.78%) | $458,800 (+38.74%) Land $126,600 Building $332,200 |
| 2025 | $4,918.00 (+0.41%) | $330,700 (-) Land $115,200 Building $215,500 |
| 2024 | $4,898.00 (-2.14%) | $330,700 (+2.67%) Land $115,200 Building $215,500 |
| 2023 | $5,005.00 | $322,100 Land $115,200 Building $206,900 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 398 Elm St in Zone X, where a levee reduces flood risk, though there have been 6 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X reduced by levee · depends on levee performance |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 6 (1978–2019) |
| Claims Outside the SFHA | 5 of 6 |
| Most Recent Claim | Jul 2019 |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 398 Elm St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WEST SPRINGFIELD DPW WATER DIVISION serves 28,835 people · EPA ID MA1325000 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2023 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 366 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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