DuPage County property record for 398 E Saint Charles Rd, Elmhurst, IL 60126
| Property Type | Single Family Home |
|---|---|
| Details | 1,309 sqft · built 1961 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $479,000 (Sep 2022) |
| Tax Bill | $10,207 (2025) |
| Deeds & Mortgages | Sep 2022 Sale & Mortgage May 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-12-204-042 |
| Primary APN | 06-12-204-042 |
|---|
| Stories | 1 Story |
|---|---|
| Building Area | 1,309 sqft Living Area |
| Gross Area | 2,618 sqft |
| 1st Floor Area | 1,309 sqft |
| Basement Area | 1,309 sqft |
| Year Built | Built 1961 |
|---|---|
| Effective Year Built | Effective 1961 |
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Construction Type | Brick |
| Lot Area | 8,712 sqft (0.2 acres) |
| Lot Dimensions | 13.2 ft deep x 6.5 ft wide |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 398 E SAINT CHARLES RD |
|---|---|
| City | ELMHURST |
| State | IL |
| Zip | 60126-3656 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R |
| Legal Description | GOSS-JUDD-SHERMANS CRESCENT PARK SUB E 35FT W 30FT /EX N 3FT FOR HWY CASE 1775-61CO/ |
| Legal Subdivision | GOSS-JUDD-SHERMANS CRESCENT PARK SUB |
| Legal Lot Number | 15,16 |
| Jurisdiction | DU PAGE IL |
| Township / Civil Division | YORK |
| Census Block Group | 4 |
| Census Block | 4008 |
| Census Tract | 842800 |
Source: DuPage County records, as of August 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 398 E ST, ELMHURST, IL 60126 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Sep 16, 2022 | Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC |
| May 19, 2020 | Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 16, 2022 · Amount on Record |
| Deed Sale | Sep 16, 2022 · Amount on Record |
| Prior Sale | Feb 6, 2014 · Amount on Record |
| Deed Document Number | 202285813 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DU PAGE IL |
| Recording Date | Sep 16, 2022 |
| Property Address | 398 E SAINT CHARLES RD, ELMHURST, IL 60126-3656 |
| Document Number | 0000085813 |
| Map Reference | DOC 215085 |
| Instrument Date | Aug 29, 2022 |
| Instrument | R2022-085813 |
| Transaction Type | Transfer |
| Record Updated | Oct 4, 2022 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $479.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 398 E SAINT CHARLES RD, ELMHURST, IL 60126-3656 |
| Document Number | 0000085814 |
|---|---|
| Date | Sep 16, 2022 |
| Instrument | R2022-085814 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2052 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.82% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DU PAGE IL |
| Property Address | 398 E SAINT CHARLES RD, ELMHURST, IL 60126-3656 |
| Document Number | 0000055273 |
| Instrument Date | May 19, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 19, 2020 |
| Title Company | RAVENSWOOD TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 398 E SAINT CHARLES RD ELMHURST IL 601263656, ELMHURST, IL 60126-3656 |
| Document Number | 0000055273 |
|---|---|
| Date | Jun 1, 2020 |
| Instrument | 55273 |
| Name | GUARANTEED RATE |
|---|---|
| Address | CHICAGO, IL 60613 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | May 31, 2035 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.87% |
Source: DuPage County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | DuPage County |
| County Subdivision | York Township |
| Municipality | Elmhurst City |
| Unified School District | Elmhurst School District 205 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $10,207.00 (+17.29%) | $184,372 (+23.32%) Land $85,030 Building $99,342 | $553,116 (+23.32%) Land $255,090 Building $298,026 |
| 2022 | $8,702.00 Homeowner's exemption | $149,510 Land $70,080 Building $79,430 | $448,530 Land $210,240 Building $238,290 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELMHURST serves 45,000 people · EPA ID IL0430350 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Feb 2025 |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 403 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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