Gallatin County property record for 398 E River Rock Rd, Belgrade, MT 59714 · Last verified February 2024
| Property Type | Rural Home |
|---|---|
| Details | 5 bd · 3 ba · 1,474 sqft · built 2002 |
| Lot Size | 0.294 acres (12,850 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $3,915 (2023) |
| Deeds & Mortgages | Mar 2020 Mortgage Mar 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 00RFF45727 |
| Primary APN | 00RFF45727 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,474 sqft Living Area |
| Gross Area | 2,948 sqft |
| 1st Floor Area | 1,474 sqft |
| Basement Area | 1,354 sqft |
| Finished Basement | 1,354 sqft |
| Fireplaces | 2 Fireplaces |
| Fireplace | Prefabricated |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 12,850 sqft (0.294 acres) |
| Garage Area | 484 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Enclosed Porch |
|---|---|
| Porch Area | 590 sqft |
| Deck Area | 171 sqft |
| Shed | 1 Shed |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 00RFF45727 |
|---|---|
| Street Address | 398 E RIVER ROCK RD |
| City | BELGRADE |
| State | MT |
| Zip | 59714-9590 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | RIVER ROCK SUB PH 6B, S03, T01 S, R04 E, BLOCK 29, LOT 18, PLAT J-323 |
| Legal Range | 04E |
| Legal Township | 01S |
| Legal Section | 03 |
| Legal Quarter | SE |
| Legal Subdivision | RIVER ROCK SUB PH 6B |
| Legal Block | 29 |
| Legal Lot Number | 18 |
| Jurisdiction | GALLATIN MT |
| Township / Civil Division | BELGRADE |
| Census Block Group | 3 |
| Census Block | 3022 |
| Census Tract | 201 |
Source: Gallatin County records · APN 00RFF45727
Assessment roll updated December 31, 2022 · Last verified February 2024
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 398 E RIVER ROCK RD, BELGRADE, MT 59714-9590 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 02, 2020 | Deed of Trust, Mortgage · Conventional Mortgage AMERICAN PACIFIC MORTGAGE CORP |
| Mar 02, 2020 | Deed of Trust, Mortgage · Conventional Mortgage AMERICAN PACIFIC MORTGAGE CORP |
| Aug 08, 2017 | Quit Claim Deed, Transfer · VA Mortgage CBC NATIONAL BANK |
| Nov 01, 2007 | Joint Tenancy Deed, Transfer · ARM BANK OF AMERICA NA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Prior Sale | Nov 01, 2007 |
| Last Transfer Date | Aug 08, 2017 |
| Transfer Doc | 2588745 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GALLATIN MT |
| Property Address | 398 E RIVER ROCK RD, BELGRADE, MT 59714-9590 |
| Transaction Type | Mortgage |
| Record Updated | Jun 08, 2026 |
| Title Company | MONTANA TITLE AND ESCROW |
| Name | Verified Name |
|---|
| Document Number | 0002674731 |
|---|---|
| Date | Mar 02, 2020 |
| Instrument | 2674731 |
| Name | AMERICAN PACIFIC MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | ROSEVILLE, CA 95661 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GALLATIN MT |
| Property Address | 398 E RIVER ROCK RD, BELGRADE, MT 59714-9590 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | MONTANA TITLE AND ESCROW |
| Name | Verified Name |
|---|
| Document Number | 2674731 |
|---|---|
| Date | Mar 02, 2020 |
| Instrument | 2674731 |
| Name | AMERICAN PACIFIC MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | ROSEVILLE, CA 95661 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 01, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | GALLATIN MT |
| Recording Date | Aug 08, 2017 |
| Property Address | 398 E RIVER ROCK RD, BELGRADE, MT 59714-9590 |
| Document Number | 2588745 |
| Map Reference | PL J-323 |
| Instrument Date | Jul 19, 2017 |
| Instrument | 2588745 |
| Transaction Type | Transfer |
| Record Updated | Aug 10, 2021 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 398 E RIVER ROCK RD, BELGRADE, MT 59714-9590 |
| Document Number | 2588746 |
|---|---|
| Date | Aug 08, 2017 |
| Instrument | 2588746 |
| Name | CBC NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 01, 2047 |
| Document Type | Joint Tenancy Deed |
|---|---|
| Jurisdiction | GALLATIN MT |
| Recording Date | Nov 01, 2007 |
| Property Address | 398 E RIVER ROCK RD, BELGRADE, MT 59714-9590 |
| Document Number | 0002283417 |
| Map Reference | MB J-323 |
| Instrument Date | Oct 31, 2007 |
| Instrument | 2283417 |
| Transaction Type | Transfer |
| Record Updated | Jun 08, 2026 |
| Title Company | SECURITY TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 8753 BAINBRIDGE LOOP NE, LACEY, WA 98516-6273 |
| Document Number | 0002283418 |
|---|---|
| Date | Nov 01, 2007 |
| Instrument | 2283418 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 01, 2037 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.62% |
| Adjustable | Adjustable Rate Rider |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 11.6% |
| Index | 1-Year LIBOR |
Source: Gallatin County records · Assessment roll updated December 31, 2022 · Last verified February 2024
| Type | Name |
|---|---|
| State | Montana |
| County | Gallatin County |
| Elementary School District | Belgrade Elementary School District (PK - 08) |
| Secondary School District | Belgrade High School District (09 - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $3,915.00 | $603,200 | $603,200 Land $137,483 Building $465,717 |
Source: FEMA National Flood Hazard Layer, Gallatin County (30031C), updated July 30, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 6% of the US · above 1% of Montana |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures