398 E Chicago St, Elgin, IL 60120 Property Records

Kane County property record for 398 E Chicago St, Elgin, IL 60120 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bathrooms5 Baths
Year BuiltBuilt 1910
Square Footage4,238 sqft Living Area
Lot Size6,732 sqft (0.155 acres)
Last Sale$650,000 (2025)
Tax Bill$9,798.00 (2025)

Property Details

APN / Parcel Number

Primary APN06-13-182-029

Interior

Full Baths5 Baths
Building Area4,238 sqft Living Area
Gross Area6,357 sqft Gross Area
Basement Area2,119 sqft Basement
Stories2 Stories

Exterior

Year BuiltBuilt 1910
Effective Year BuiltEffective 1910
Exterior MaterialBrick Exterior
Lot Area6,732 sqft (0.155 acres)

Location & Zoning

Street Address398 E CHICAGO ST
CityELGIN
StateIL
Zip60120-7034
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionB TRUESDELLS SUB EAST 51 1/6 FT OF SOUTH 8 RODS COUNTY CLERKS SUB F
Legal SubdivisionCOUNTY CLERKS SUB
Legal Block2
JurisdictionKANE IL
Minor Civil DivisionELGIN
Census Blockgroup2
Census Block2012
Census Tract854600

Owner

Source: Kane County records · APN 06-13-182-029

Assessment roll updated July 23, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on File
Mailing Address235 LAKE DR S, ALGONQUIN, IL 60102-1738
Owner TypeOwner is a Company
VestingOwner is a Trust, Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 26, 2025 · Amount on Record
Deed SaleAug 26, 2025 · Amount on Record
Prior SaleMar 17, 2023 · Amount on Record
Deed Doc Number202532533
Prior Transfer DateNov 04, 1998
Prior Transfer Doc0000077465
Record RefreshedSep 20, 2026

March 2023: Deed, Transfer

Document TypeDeed
JurisdictionKANE IL
Recording DateMar 17, 2023
Property Address398 E CHICAGO ST, ELGIN, IL 60120-7034
Document Number0000008200
Instrument DateMar 09, 2023
Instrument2023K008200
Transaction TypeTransfer
Record UpdatedMar 24, 2023

Transaction

AmountAmount Recorded
Tax$600.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction
  • Multiple parcels conveyed, unknown impact to APN

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Tax Assessment & Valuation

Source: Kane County records · Assessment roll updated July 23, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionElgin Township
MunicipalityElgin City
Unified School DistrictSchool District U-46 (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$9,798.00 (+15.95%)$128,439 (+8.57%) Land $18,505 Building $109,934$385,471 (+8.57%) Land $55,537 Building $329,934
2024$118,300 (+21.39%) Land $17,044 Building $101,256$355,042 (+21.44%) Land $51,152 Building $303,890
2022$8,450.00 (+3.96%)$97,451 (+6.96%) Land $14,040 Building $83,411$292,353 (+6.96%) Land $42,120 Building $250,233
2021$8,128.00$91,109 Land $13,126 Building $77,983$273,327 Land $39,378 Building $233,949

Flood & Wildfire

398 E Chicago St is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · Kane County (17089C), updated October 8, 2026

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release

Historic DistrictWithin the Elgin Historic District
listed 1983 · 327 contributing resources · NRIS 83000318

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Nearby Properties on E Chicago St

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