398 Desert Rd, Reva, VA 22735 Property Records

Madison County property record for 398 Desert Rd, Reva, VA 22735

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,512 sqft · built 2020
Lot Size	4.76 acres (207,563 sqft)
Owner	Individual Name on File
Tax Bill	$1,652 (2026)
Deeds & Mortgages	Aug 2026 Transfer Nov 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`23-31`

Property Details

APN / Parcel Number

Primary APN	`23-31`
Alternative APN	`7311`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,512 sqft Living Area
1st Floor Area	1,512 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	207,563 sqft (4.76 acres)
Terrain	Rolling
Deck Area	25 sqft
Shed	1 Shed
Shed Area	288 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	7311
Street Address	398 DESERT RD
City	REVA
State	VA
Zip	22735-3970
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A1
Legal Description	IN 190000579 4.765 AC 23-31 RT 606
Jurisdiction	MADISON VA
Township / Civil Division	ROBERTSON
Census Block Group	1
Census Block	1127
Census Tract	930202

Owner

Source: Madison County records, as of August 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	GENERAL DELIVERY, SYRIA, VA 22743-9999
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 17, 2026	Gift Deed, Transfer NONE LISTED ON DOCUMENT
Nov 12, 2021	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN FINANCIAL RESOURCES
Apr 26, 2019	Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

August 2026: Gift Deed, Transfer

Document Type	Gift Deed
Jurisdiction	MADISON VA
Recording Date	Aug 17, 2026
Property Address	398 DESERT RD, REVA, VA 22735-3970
Document Number	0000001184
Instrument Date	Aug 6, 2026
Instrument	20261184
Transaction Type	Transfer
Record Updated	Aug 28, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON VA
Property Address	398 DESERT RD, REVA, VA 22735-3970
Transaction Type	Mortgage
Record Updated	Dec 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0210002322
Date	Nov 12, 2021
Instrument	210002322

Lender

Name	AMERICAN FINANCIAL RESOURCES
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2051

Interest

Rate Type	Fixed Rate

April 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	MADISON VA
Recording Date	Apr 26, 2019
Property Address	398 DESERT RD, REVA, VA 22735-3970
Document Number	0190000579
Instrument Date	Apr 25, 2019
Instrument	190000579
Transaction Type	Transfer
Record Updated	Dec 14, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	153 HEBRON VALLEY RD, MADISON, VA 22727-3133

Tax Assessment & Valuation

Source: Madison County assessment roll, as of August 28, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Madison County
Unified School District	Madison County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,652.00 (+20.15%)	$311,800 (+67.72%) Land $104,700 Building $207,100	$311,800 (+67.72%) Land $104,700 Building $207,100
2023	$1,375.00	$185,900 Land $81,500 Building $104,400	$185,900 Land $81,500 Building $104,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 29, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 13 policies
Nearby Flood Policies	13 in force
Nearby Flood Claims	2 (1995–1996)
Most Recent Claim	Sep 1996 · Hurricane Fran And Associated Severe Storm Cond

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Virginia Broadband Fixed Wireless · not low latency	100 / 25

Cell Coverage

4G LTE (outdoors only), no 5G reported

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