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398 Cotuit Rd, Mashpee, MA 02649 Property Records

Barnstable County and Mashpee Town property record for 398 Cotuit Rd, Mashpee, MA 02649 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms2 Beds
Bathrooms1 Baths
Year BuiltBuilt 1988
Square Footage960 sqft Living Area
Lot Size12,502 sqft (0.287 acres)
OccupancyOwner Occupied
Last Sale$370,000 (2022)
Tax Bill$2,621.00 (2025)

Property Details

APN / Parcel Number

Primary APNMASH M:22 B:47 L:0
Alternative APN
  • 680

Interior

Bedrooms2 Beds
Full Baths1 Baths
Total Rooms4 Rooms
Building Area960 sqft Living Area
Gross Area2,206 sqft Gross Area
1st Floor960 sqft 1st Floor
Basement Area960 sqft Basement
Unfinished Basement960 sqft Unfinished
Stories1 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1986
Effective Year BuiltEffective 1988
Architectural StyleRanch Style
Exterior MaterialAluminum/Vinyl Exterior
Construction TypeFrame Construction
Roof ConstructionGable Roof Construction
Roof MaterialAsphalt Roof
Lot Area12,502 sqft (0.287 acres)
Deck AreaDeck Area

Utilities and HVAC

Heating FuelElectric Heating Fuel

Location & Zoning

Account Number680
Street Address398 COTUIT RD
CityMASHPEE
StateMA
Zip02649-2377
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal Block47
JurisdictionMASHPEE MA
Minor Civil DivisionMASHPEE
Census Blockgroup2
Census Block2021
Census Tract15001

Owner

Source: Barnstable County and Mashpee Town records · APN MASH M:22 B:47 L:0

Assessment roll updated May 27, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address398 COTUIT RD, MASHPEE, MA 02649-2377
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Mar 17, 2025Deed of Trust, Mortgage · Stand Alone Refinance
HARVARD FEDERAL CREDIT UNION
Jan 04, 2022Quit Claim Arm's Length for NE States, Transfer · Stand Alone First Mortgage
HARVARD UNIVERSITY CREDIT UNION
Jul 08, 2019Deed of Trust, Mortgage · Line of Credit
FIRST CITIZENS FCU

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJan 04, 2022 · Amount on Record
Deed SaleJan 04, 2022 · Amount on Record
Prior SaleDec 31, 2014 · Amount on Record
Deed Book / Page34804 / 228
Record RefreshedSep 20, 2026

March 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMASHPEE MA
Property Address398 COTUIT RD, MASHPEE, MA 02649-2377
Transaction TypeMortgage
Record UpdatedApr 03, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number036874-314
DateMar 17, 2025
Book Page36874/314
Instrument10312
Lender
NameHARVARD FEDERAL CREDIT UNION
Agreement
TypeStand Alone Refinance
AmountAmount Recorded
Term301 Months
DueApr 01, 2050

January 2022: Quit Claim Arm's Length for NE States, Transfer

Document TypeQuit Claim Arm's Length for NE States
JurisdictionMASHPEE MA
Recording DateJan 04, 2022
Property Address398 COTUIT RD, MASHPEE, MA 02649-2377
Document Number034804-228
Book / Page34804 / 228
Instrument DateJan 04, 2022
Instrument289
Transaction TypeTransfer
Record UpdatedJan 21, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address398 COTUIT RD, MASHPEE, MA 02649-2377

Mortgage

Document Number0000000290
DateJan 04, 2022
Instrument290
Lender
NameHARVARD UNIVERSITY CREDIT UNION
Agreement
TypeStand Alone First Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Rate2.5%
Type Change DateFeb 01, 2032
Max Rate At Change2.75%
Index1-Year CMT

July 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMASHPEE MA
Property Address398 COTUIT RD, MASHPEE, MA 02649-2377
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number32140-176
DateJul 08, 2019
Book Page32140/176
Instrument31886
Lender
NameFIRST CITIZENS FCU
TypeCredit Union
Agreement
TypeLine of Credit
AmountAmount Recorded
Term361 Months
DueAug 01, 2049

Tax Assessment & Valuation

Source: Barnstable County and Mashpee Town records · Assessment roll updated May 27, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyBarnstable County
County SubdivisionMashpee Town
Unified School DistrictMashpee School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,621.00 (+16.49%)$395,900 (+23.33%) Land $167,000 Building $228,900$469,205
2023$2,250.00$321,000 Land $144,600 Building $176,400

Flood & Wildfire

398 Cotuit Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · Barnstable County (25001C), updated October 1, 2026

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.

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