398 Central Ave, Mountainside, NJ 07092 Property Records

Union County and Mountainside Borough property record for 398 Central Ave, Mountainside, NJ 07092

Property Summary

Property Type	Single Family Home
Details	2,947 sqft · built 1953
Lot Size	0.483 acres (21,039 sqft)
Owner	Individual Name on Record
Last Sale	$450,000 (Aug 2002)
Tax Bill	$12,842 (2025)
Deeds & Mortgages	Jun 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`10-00015-05-00012`

Property Details

APN / Parcel Number

Primary APN	`10-00015-05-00012`
Alternative APN	`1000015E00012`

Interior

Stories	1 Story
Building Area	2,947 sqft Living Area

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1953
Construction Type	Frame
Lot Area	21,039 sqft (0.483 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Old Parcel Number	1000015E00012
Street Address	398 CENTRAL AVE
City	MOUNTAINSIDE
State	NJ
Zip	07092
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Block	15.5
Legal Lot Number	12
Jurisdiction	UNION NJ
Township / Civil Division	MOUNTAINSIDE
Census Block Group	1
Census Block	1007
Census Tract	38300

Owner

Source: Union County and Mountainside Borough records, as of July 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	379 OLD TOTE RD, MOUNTAINSIDE, NJ 07092-1825
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 14, 2002 · Amount on Record
Deed Sale	Aug 14, 2002 · Amount on Record
Deed Book / Page	5309 / 141
Record Updated	Sep 20, 2026

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Property Address	398 CENTRAL AVE, MOUNTAINSIDE, NJ 07092
Document Number	0144600070
Instrument Date	Jun 5, 2018
Transaction Type	Mortgage
Record Updated	Jul 17, 2018
Title Company	UNIVERSAL SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	379 OLD TOTE RD MOUNTAINSIDE NJ 070921825, MOUNTAINSIDE, NJ 07092-1825

Mortgage

Document Number	0144600070
Date	Jun 29, 2018
Book Page	014460/000070
Instrument	659158

Lender

Name	AFFINITY FCU
Type	Credit Union
Address	BASKING RIDGE, NJ 07920-0621

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Union County and Mountainside Borough assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Union County
Municipality	Mountainside Borough
Unified School District	Mountainside Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$611,500 (-) Land $253,700 Building $357,800	$611,500 (-) Land $253,700 Building $357,800
2025	$12,842.00 (+2.45%)	$611,500 (-) Land $253,700 Building $357,800	$611,500 (-) Land $253,700 Building $357,800
2024	$12,535.00 (+2.65%)
2023		$611,500 Land $253,700 Building $357,800	$611,500 Land $253,700 Building $357,800
2022	$12,211.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	7 (2002–2011)
Claims Outside the SFHA	5 of 7
Most Recent Claim	Aug 2011 · Hurricane Irene
Claims by Event	Hurricane Irene, Aug 2011 · 3 claims Severe Storms And Flooding, Mar 2010 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 170 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250