398 Cary Rd, Fishkill, NY 12524 Property Records

Dutchess County and Fishkill Town property record for 398 Cary Rd, Fishkill, NY 12524

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 3,074 sqft · built 2022
Lot Size1.75 acres (76,230 sqft)
OwnerIndividual Name on Record
Tax Bill$13,118 (2025)
Deeds & MortgagesSep 2022 Mortgage
Flood ZoneZone X (minimal risk)
APN133089-6255-00-912684-0000

Property Details

APN / Parcel Number

Primary APN133089-6255-00-912684-0000
Alternative APN
  • 133089 6.255-0-912.684

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area3,074 sqft Living Area
Gross Area3,602 sqft
1st Floor Area1,611 sqft
2nd Floor Area1,463 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2022
Effective Year BuiltEffective 2022
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Lot Area76,230 sqft (1.75 acres)
View / LotSuburban
Garage TypeAttached
Garage Area420 sqft
Parking Spaces2 Parking Spaces
PorchCovered Porch
Porch Area108 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHot Water
Heating FuelOil
SewerConnected

Location & Zoning

Street Address398 CARY RD
CityFISHKILL
StateNY
Zip12524-2922
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR40/R
Legal Lot Number912
JurisdictionDUTCHESS NY
Township / Civil DivisionFISHKILL
Census Block Group1
Census Block1000
Census Tract60302

Owner

Source: Dutchess County and Fishkill Town records, as of April 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address398 CARY RD, FISHKILL, NY 12524-2922
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedJun 8, 2026

September 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDUTCHESS NY
Property Address398 CARY RD, FISHKILL, NY 12524-2922
Transaction TypeMortgage
Record UpdatedFeb 13, 2024

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000054669
DateSep 15, 2022
Instrument54669
Lender
NameCROSSCOUNTRY MORTGAGE INC
TypeMortgage Company
Agreement
TypeARM
AmountAmount Recorded
Term361 Months
DueOct 1, 2052
Interest
Rate TypeAdjustable Rate
Rate4.63%
Type Change DateOct 1, 2029
Index1-Year CMT
Margin3

Tax Assessment & Valuation

Source: Dutchess County and Fishkill Town assessment roll, as of April 29, 2026

Property Jurisdictions

TypeName
StateNew York
CountyDutchess County
County SubdivisionFishkill Town
Unified School DistrictWappingers Central School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$13,118.00$709,500 (+5.42%) Land $131,000 Building $578,500$709,500 (+5.42%) Land $131,000 Building $578,500
2023$673,000 Land $131,000 Building $542,000$673,000 Land $131,000 Building $542,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 26, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber
2,300 / 2,300

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