Craven County property record for 398 Carter Rd, Havelock, NC 28532
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · 2,035 sqft · built 1950 |
| Lot Size | 0.976 acres (42,554 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $865 (2024) |
| Flood Zone | Zone X (minimal risk) |
| APN | 5-009-071 |
| Primary APN | 5-009-071 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,035 sqft Living Area |
| 1st Floor Area | 2,440 sqft |
| Interior Walls | Finished/Painted |
| Year Built | Built 1950 |
|---|---|
| Exterior Material | Brick Veneer |
| Construction Type | Wood |
| Foundation Type | Masonry |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 42,554 sqft (0.976 acres) |
| Garage Type | Attached |
| Storage Building | 42 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Account Number | 95093 |
|---|---|
| Old Parcel Number | 5-009-071 |
| Street Address | 398 CARTER RD |
| City | HAVELOCK |
| State | NC |
| Zip | 28532-8950 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | W/S CLUBFOOT CR |
| Jurisdiction | CRAVEN NC |
| Township / Civil Division | 5 |
| Census Block Group | 3 |
| Census Block | 3023 |
| Census Tract | 961303 |
Source: Craven County records · APN 5-009-071
Assessment roll updated January 1, 2025 · Last verified October 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 398 CARTER RD, HAVELOCK, NC 28532-8950 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 28, 2012 |
| Deed Sale | Nov 28, 2012 |
| Deed Document Number | 0003146838 |
| Record Updated | Jun 08, 2026 |
Source: Craven County records · Assessment roll updated January 1, 2025 · Last verified October 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Craven County |
| Unified School District | Craven County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $161,880 (+1.78%) Land $18,000 Building $143,880 | $161,880 (+1.78%) Land $18,000 Building $143,880 | |
| 2024 | $865.00 (+1.41%) | ||
| 2023 | $853.00 | $159,050 Land $18,000 Building $141,050 | $159,050 Land $18,000 Building $141,050 |
Source: FEMA National Flood Hazard Layer, Craven County (37049C), as of January 17, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370499613033, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 41 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 41 in force |
| Nearby Flood Claims | 15 (2011–2024) |
| Claims Outside the SFHA | 10 of 15 |
| Most Recent Claim | Sep 2024 · rainfall accumulation |
| Claims by Event |
|
| Wildfire Risk | Moderate above 62% of the US · above 85% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
Based on FCC filings for 30 locations within half a mile of this property.
5G (outdoors only) and 4G LTE
Source: EPA Safe Drinking Water Information System, water system NC0425055, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CRAVEN COUNTY WATER SYSTEM serves 37,848 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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