398 Cardinal Ln, Upland, CA 91786 Property Records

San Bernardino County property record for 398 Cardinal Ln, Upland, CA 91786

Property Summary

Property Type	Planned Unit Development
Details	3 bd · 2.5 ba · 1,637 sqft · built 2012
Lot Size	0.054 acres (2,352 sqft)
Owner	2 Individual Names on Record
Last Sale	$680,000 (Sep 2021)
Tax Bill	$7,943 (2025)
Deeds & Mortgages	Sep 2021 Transfer Sep 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`1007-741-49-0000`

Property Details

APN / Parcel Number

Primary APN	`1007-741-49-0000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,637 sqft Living Area
Gross Area	2,062 sqft
1st Floor Area	665 sqft
2nd Floor Area	972 sqft
Family Room	Family Room

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Architectural Style	Modern
Construction Type	Frame
Roof Material	Tile
Lot Area	2,352 sqft (0.054 acres)
Garage Type	Attached
Garage Area	425 sqft
Parking Spaces	2 Parking Spaces
Porch	Patio/Porch
Porch Area	60 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	398 CARDINAL LN
City	UPLAND
State	CA
Zip	91786-7723
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Planned Unit Development
Legal Description	TRACT 17575 LOT 49 BOOK 335 PAGE 23 AND INT IN COMMON AREA
Legal Subdivision	TRACT NO 17575
Legal Tract	17575
Legal Block	2
Legal Lot Number	49
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	ONTARIO
Census Block Group	2
Census Block	2013
Census Tract	821

Owner

Source: San Bernardino County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	398 CARDINAL LN, UPLAND, CA 91786-7723
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants in Common

Deeds, Mortgages & Sale History

Date	Document
Sep 1, 2021	Intrafamily Transfer, Transfer STEWART TITLE, STEWART TITLE OF CA INC
Sep 1, 2021	Grant Deed, Transfer · Conventional Mortgage US BANK NA
Aug 29, 2018	Grant Deed, Transfer CALIFORNIA MEMBERS TITLE
Mar 14, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 1, 2021 · Amount on Record
Deed Sale	Sep 1, 2021 · Amount on Record
Prior Sale	Aug 29, 2018 · Amount on Record
Deed Document Number	2021398004
Prior Transfer Date	Aug 31, 2021
Prior Transfer Doc	0000398003
Record Updated	Sep 20, 2026

September 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN BERNARDINO CA
Recording Date	Sep 1, 2021
Property Address	398 CARDINAL LN, UPLAND, CA 91786-7723
Document Number	0000398003
Map Reference	MB 335 PG 23-28
Instrument Date	Aug 31, 2021
Instrument	2021-0398003
Transaction Type	Transfer
Record Updated	Sep 13, 2021
Title Company	STEWART TITLE, STEWART TITLE OF CA INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	398 CARDINAL LN, UPLAND, CA 91786-7723

September 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Sep 1, 2021
Property Address	398 CARDINAL LN, UPLAND, CA 91786-7723
Document Number	0000398004
Map Reference	MB 335 PG 23-28
Instrument Date	Aug 20, 2021
Instrument	2021-0398004
Transaction Type	Transfer
Record Updated	Sep 13, 2021
Title Company	STEWART TITLE OF CA INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	398 CARDINAL LN, UPLAND, CA 91786-7723

Mortgage

Document Number	0000398005
Date	Sep 1, 2021
Instrument	2021-0398005

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2051

August 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Aug 29, 2018
Property Address	398 CARDINAL LN, UPLAND, CA 91786-7723
Document Number	0000315630
Instrument Date	Aug 15, 2018
Instrument	315630
Transaction Type	Transfer
Record Updated	Sep 7, 2018
Title Company	CALIFORNIA MEMBERS TITLE

Transaction

Amount	Amount Recorded
Tax	$605.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	398 CARDINAL LN UPLAND CA 917867723, UPLAND, CA 91786-7723

March 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Mar 14, 2017
Property Address	398 CARDINAL LN, UPLAND, CA 91786-7723
Document Number	0000109121
Instrument Date	Feb 14, 2017
Instrument	109121
Transaction Type	Transfer
Record Updated	Mar 24, 2017
Title Company	ATTORNEY ONLY

Transaction

Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	398 CARDINAL LN UPLAND CA 917867723, UPLAND, CA 91786-7723

Tax Assessment & Valuation

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	San Bernardino County
Municipality	Upland City
Unified School District	Upland Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$736,053 (+2%) Land $257,618 Building $478,435
2025	$7,943.00 (+4.83%)	$721,621 (+4.04%) Land $252,567 Building $469,054
2023	$7,577.00 (+2.18%)	$693,600 Land $242,760 Building $450,840
2022	$7,415.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 97% of California
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF UPLAND serves 78,376 people · EPA ID CA3610050
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 169 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks.

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