St. Charles County property record for 398 Callaway Ridge Dr, Defiance, MO 63341
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,465 sqft · built 1981 |
| Lot Size | 5 acres (217,800 sqft) |
| Owner | Trust Name on File |
| Last Sale | $320,000 (Jul 2012) |
| Tax Bill | $6,319 (2024) |
| Flood Zone | Zone X (minimal risk) |
| APN | 616500A016 |
| Primary APN | 616500A016 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,465 sqft Living Area |
| Gross Area | 3,896 sqft |
| 1st Floor Area | 2,108 sqft |
| Basement Area | 1,428 sqft |
| Finished Basement | 357 sqft |
| Unfinished Basement | 1,071 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1981 |
|---|---|
| Effective Year Built | Effective 1981 |
| Architectural Style | Multi-Level |
| Exterior Material | Brick/Stone |
| Roof Type | Hip |
| Roof Material | Wood Shingle |
| Lot Area | 217,800 sqft |
| Garage Type | Attached |
| Garage Area | 360 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
| Porch Area | 436 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 616500A016 |
|---|---|
| Street Address | 398 CALLAWAY RIDGE DR |
| City | DEFIANCE |
| State | MO |
| Zip | 63341-1626 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AA1 |
| Legal Description | CALLAWAY VALLEY #1 LOT 5.1 |
| Legal Subdivision | CALLAWAY VALLEY #1 |
| Legal Lot Number | 5 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | BOONE |
| Census Block Group | 4 |
| Census Block | 4005 |
| Census Tract | 312204 |
398 Callaway Ridge Dr is owner-occupied and held in a trust since July 2012.
Source: St. Charles County records, as of August 7, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 398 CALLAWAY RIDGE DR, DEFIANCE, MO 63341-1626 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 2, 2012 · Amount on File |
| Deed Sale | Jul 2, 2012 · Amount on File |
| Prior Sale | Jul 22, 2011 · Amount on File |
| Deed Document Number | 2012485200 |
| Deed Book / Page | 5806 / 1136 |
| Prior Transfer Date | Jul 19, 2011 |
| Prior Transfer Doc | 0056121568 |
| Record Updated | Oct 29, 2026 |
Source: St. Charles County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Unified School District | Francis Howell R-III School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $107,111 (-) | $563,744 (-) Land $84,000 Building $479,744 | |
| 2025 | $107,111 | $563,744 Land $84,000 Building $479,744 | |
| 2024 | $6,319.00 | ||
| 2023 | $102,440 | ||
| 2022 | $539,156 Land $70,000 Building $469,156 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 398 Callaway Ridge Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 398 Callaway Ridge Dr is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 69% of Missouri |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST CHARLES COUNTY PWSD 2 serves 100,587 people · EPA ID MO6024530 |
|---|---|
| Water Source | Purchased surface water from ST LOUIS CITY PWS |
| Last State Inspection | Aug 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
| Brightspeed Fiber | 940 / 940 |
5G (outdoors only) and 4G LTE
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