398 B St, Hayward, CA 94541 Property Records

Alameda County property record for 398 B St, Hayward, CA 94541

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,231 sqft · built 1915
Lot Size	0.172 acres (7,500 sqft)
Owner	Individual Name on Record
Last Sale	$670,000 (May 2018)
Tax Bill	$9,317 (2025)
Deeds & Mortgages	Nov 2020 Mortgage Oct 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`431-12-63`

Property Details

APN / Parcel Number

Primary APN	`431-12-63`
Alternative APN	`431-0012-063-00`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,231 sqft Living Area

Exterior

Year Built	Built 1915
Architectural Style	Other
Construction Type	Wood
Lot Area	7,500 sqft (0.172 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	398 B ST
City	HAYWARD
State	CA
Zip	94541-6308
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BLK:105 SUBD:CENTRAL TRACT
Legal Subdivision	CENTRAL TRACT
Legal Block	105
Jurisdiction	ALAMEDA CA
Township / Civil Division	HAYWARD
Census Block Group	2
Census Block	2001
Census Tract	436301

Owner

Source: Alameda County records, as of October 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	398 B ST, HAYWARD, CA 94541-6308
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 10, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Oct 21, 2019	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
May 9, 2018	Grant Deed, Transfer · Conventional Mortgage STEARNS LNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 9, 2018 · Amount on Record
Deed Sale	May 9, 2018 · Amount on Record
Prior Sale	Apr 1, 2011 · Amount on Record
Deed Document Number	2018092360
Record Updated	Jun 7, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	398 B ST, HAYWARD, CA 94541-6308
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	398 B ST, HAYWARD, CA 94541-6308

Mortgage

Document Number	0000302891
Date	Nov 10, 2020
Instrument	2020302891

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	398 B ST, HAYWARD, CA 94541-6308
Document Number	0000218231
Instrument Date	Oct 21, 2019
Transaction Type	Mortgage
Record Updated	Nov 26, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	398 B ST HAYWARD CA 945416308, HAYWARD, CA 94541-6308

Mortgage

Document Number	0000218231
Date	Oct 25, 2019
Instrument	218231

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 24, 2049

May 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALAMEDA CA
Recording Date	May 9, 2018
Property Address	398 B ST, HAYWARD, CA 94541-6308
Document Number	0000092360
Instrument Date	May 2, 2018
Instrument	92360
Transaction Type	Transfer
Record Updated	May 28, 2018
Title Company	NORTH AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$737.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	398 B ST HAYWARD CA 945416308, HAYWARD, CA 94541-6308

Mortgage

Document Number	92361
Date	May 9, 2018
Instrument	92361

Lender

Name	STEARNS LNDG
Address	SANTA ANA, CA 92707-8788

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 8, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.12%

Tax Assessment & Valuation

Source: Alameda County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	Alameda County
Municipality	Hayward City
Unified School District	Hayward Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$9,317.00 (+2.5%)	$762,331 (+4.04%) Land $228,699 Building $533,632
2023	$9,090.00	$732,731 Land $219,819 Building $512,912

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF HAYWARD serves 162,954 people · EPA ID CA0110006
Water Source	Purchased surface water from SAN FRANCISCO REGIONAL WATER SYSTEM
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 792 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
RobinsonHSS Fixed Wireless	1,000 / 1,000
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20
Etheric Networks Fixed Wireless	250 / 100

May also be available: GeoLinks, T-Mobile, Tekify Fiber & Wireless.

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